We've never seriously considered trip insurance, but I'm at least looking into it for our upcoming trip - mainly to handle cases of either dealing with Covid-related emergencies during the trip or in case there were a family (not traveling with us) emergency.
I've looked at some sites that let you search policies, and see a lot of reviews. There are thousands of reviews out there, and by now I've read through hundreds, and it seems almost all are within 5 categories:
I know some people here are regular insurance-purchasers. So, I'm wondering if anyone has actually had experience with some travel insurance company where their claim was actually honored/paid, and if you would mind sharing which insurance company that was (not the website you bought it through - the actual insurer), and if you're willing, what type of thing they covered.
I've looked at some sites that let you search policies, and see a lot of reviews. There are thousands of reviews out there, and by now I've read through hundreds, and it seems almost all are within 5 categories:
- Giving good reviews because of responsive customer service to questions they had (seen a lot of these, more for some companies than others)
- Giving good reviews because the insurance brought them peace of mind (seen a lot of these on lots of companies)
- Giving good reviews because they filed a claim, but they haven't actually heard anything back yet (not sure why they would have given a 5-star positive reviews for this, but I've seen several of these ?!?!?)
- Giving bad reviews because they have filed a claim and are waiting excessively long to hear anything (I've seen dozens of these from several companies)
- Giving bad reviews because they filed a claim and it was denied (I've seen several of these from several different companies)
I know some people here are regular insurance-purchasers. So, I'm wondering if anyone has actually had experience with some travel insurance company where their claim was actually honored/paid, and if you would mind sharing which insurance company that was (not the website you bought it through - the actual insurer), and if you're willing, what type of thing they covered.