This make no mention of evacuations within reach of U.S. Coast Guard installations. I will try and find the story ABC World News did on a former coworker whose appendix burst on a HAL ship 1,000 miles west of San Diego on the way to Hawaii. U.S. Coast guard sent two helicopters (one as a back up in case one crashed!) and a refueling fixed wing aircraft to evacuate him to San Francisco. Cost him nothing, no travel insurance. Or just watch a few episodes of Deadliest Catch, seems like crew members on those fishing board get evacuated frequently by the Coast Guard, again, all at no charge.From the US Embassy in the Bahamas
Preparing for and Managing the Process of Medical Evacuation
If you find yourself or a family member in a position for which medical evacuation has been deemed necessary by a licensed physician, the physician or medical facility may provide administrative resources to support coordinating such logistics.
A medical evacuation requires advance arrangements for a U.S. hospital to receive the individual being evacuated. Please be aware that the U.S. receiving medical facility may wish to speak to the local facility treating the patient; and that the patient cannot be moved until the attending physician(s) determine the patient is sufficiently stable to be transferred.
Medical evacuation costs can be substantial. The patient and/or patient’s designated representative is responsible for all costs of medevac services. Costs are sometimes covered by private medical insurance or travel insurance purchased before a trip. Payment in part or in full may be required in advance, so contacting insurance or other sources of funds should be undertaken as early as possible in the process. At times, premium credit card companies have emergency medical assistance available for certain members.
The least expensive way to medically evacuate a U.S. citizen is via a commercial air carrier. The patient, a family member, or doctor should contact the airline directly to explain the situation, and ask what information they need. If commercial carriers are not available or cannot provide the services required due to the urgency of travel or severity of the medical condition, you or the patient can contact an air ambulance service. A list of air ambulance services appears below.
The U.S. Embassy in Nassau assumes no responsibility for the professional ability or reputation of the service provider. Lists are provided as a convenience to U.S. citizens in The Bahamas and in no way constitute an official recommendation by the U.S. Government or its representatives.
Air Ambulance Providers
At times, family members or patients find themselves overwhelmed with the coordination requirements when medical evacuation is required in an unfamiliar destination. While certain facilities may have resources to support a patient or caregiver during such times, there are resources available to support patients and family members. Companies providing such services are listed below:
Right. Those are maritime evacuations. They evacuate fisherman all the time here off the coast of Massachusetts that's one of their primary missions. Years ago when I was in the Navy we did something similar with one our CH-46 helos off the New Jersey coast.This make no mention of evacuations within reach of U.S. Coast Guard installations. I will try and find the story ABC World News did on a former coworker whose appendix burst on a HAL ship 1,000 miles west of San Diego on the way to Hawaii. U.S. Coast guard sent two helicopters (one as a back up in case one crashed!) and a refueling fixed wing aircraft to evacuate him to San Francisco. Cost him nothing, no travel insurance. Or just watch a few episodes of Deadliest Catch, seems like crew members on those fishing board get evacuated frequently by the Coast Guard, again, all at no charge.
Lest one think the Coast Guard is going to bail you out of any medical situation, I'll post another scenario. If you break your hip on deck and are stabilized on the ship, then dropped off for medical treatment at a port (thinking the small Alaska port towns), you will get an ambulance ride to the hospital and then, if you need to get transported to the lower 48, the Coast Guard isn't going to do that. Or if you have a stroke while on an excursion, the CG isn't picking you up from the port town and taking you anywhere-- you enter the medical system where you're at.
There are a lot more injuries/illnesses that don't need a dramatic air/sea rescue from the Coast Guard than not. A lot of patients will be stabilized on the ship and then taken off at the port. Keeping in mind that the port towns (again, talking Alaska) are not large cities with major medical centers. Most complicated stuff gets transported eventually to Seattle or Anchorage.
(I worked at a hospital on the Alaska coast-- several stories I won't go into here, but I saw quite a few people's cruises end at that port, sadly.)
That leaves the family (and hopefully the patient) needing to book travel home from the port town-- you may want to have some coverage for nights in hotels you didn't think you would use, new airline tickets, cancellation of other plane tickets, etc.
I've filed two claims and received the money back from Travel Insured International, which I book via USAA's Travel Deals. One claim was for illness so I got my promised 100% back. Another was Cancel For Any Reason, so I got my promised 75% back. I was never jerked around by them and I regularly book travel insurance through them. They offer a lot of options for plans. For my upcoming cruise I've booked emergency medical evacuation coverage only, because of DCL's current flexible cancellation & refund policy and the fact that my airline tickets were purchased using credits. One thing I like is that it's easy to change your covered trip with them (maybe it also is with other insurers, but I wouldn't know). I can just go online to change the dates and destination, and the insurance cost will adjust if needed.I know some people here are regular insurance-purchasers. So, I'm wondering if anyone has actually had experience with some travel insurance company where their claim was actually honored/paid, and if you would mind sharing which insurance company that was (not the website you bought it through - the actual insurer), and if you're willing, what type of thing they covered.