Ducklite, to add onto what you said, the official WDW website states the following for the Contemporary's full-blown concierge rooms (on the 14th floor):
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CR Concierge Service:
Some rooms offer concierge service which includes personalized front desk and guest services, turndown service, refrigerator, coffeemaker, and lounge with continental breakfast, midday snacks, evening wine and cheese, and evening cordials and dessert. The Tower Club offers limited concierge service, continental breakfast, midday snacks, and refrigerator (upon request).
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When I stayed in a limited-concierge room on the 12th floor (Tower Club), I requested a refrigerator in advance. From what the website states, I don't think I would have had to do that for a 14th floor room. Does anyone know that for certain?