- Sep 10, 2017
That’s a fair question. My question to you would pertain to the bolded part of what you stated in your question. How would you determine what you would otherwise spend?The math was very clear for all of us. Is that not how you are defining savings (i.e. spending less than we would otherwise spend for something we consider equivalent)?
Without an agreed upon baseline with which to do any comparison, there is unlikely to be consensus on the validity of what any analysis will yield.
I will state unequivocally that through the life of a contract, on a per trip basis, staying at a Disney resort will be cheaper with a Disney timeshare commitment than without one. There is no arguing this fact. Even the most die-hard "you're not saving money" among us will acknowledge that this is true. If that is your argument, I have nothing to add. It's true. On a per trip basis, Disney's timeshare will be cheaper than any other option out there.
But people aren't qualifying their statements that way. People are saying a Disney timeshare is a great way to save money, that it's a very simple reality and that if you don't see that, you're being obtuse.
But the question goes back to what are we comparing costs to as a baseline? People like to project out 5, 15, 25, 50 years to demonstrate all the savings they are going to have. Compared to what they will spend over that time, they are winning, winning, winning from Day 1.
Forward-looking to project savings with vs. without a Disney timeshare is a model that timeshare developers sell because it makes sense. You'll always come out ahead that way. No timeshare salesman would ask you to look back at what you've spent over the last 10 years on what they're selling you.
But that's exactly what I would recommend those considering buying in do. Look back at the last 5, 15, 25 years at what their spending has been at Disney. Average out what those costs have been per year staying at WDW. 5 years would include the global pandemic. 15 years would include the housing crisis. 25 years would include the dot com crash and 9/11. Sprinkled in there may be personal life choices that took you to hike the Machu Picchu, do a safari in sub-Saharan Africa, or stay in an over-the-water bungalow in the Maldives. There may also be years you didn't vacation for personal reasons (oops baby, career change, building a bunker for the zombie apocalypse).
Looking back and averaging costs gives you an honest perspective on what your behaviors are without a Disney timeshare. If you are able to save money against historical behavior, you truly are saving money on buying a Disney timeshare. If compared to you without a Disney timeshare there are no savings, then you are likely buying in for another reason, not the savings.
A Disney timeshare is a financial liability and commitment to spend money at Disney for the next 20-49 years.
Disney's timeshare changes the way you travel. For many of us, that's a welcome change. We are forced to vacation. We will invite family on trips on trips. We will travel to Hawaii. We will stay on site within walking distance to a park for the first time. All things we likely didn't do before; all great reasons to own a Disney timeshare. None of which is to save money.