The - Used All Our Points For The Year - Group

Does anyone get paranoid that they will miss their banking deadline and have a hard time seeing points sitting there as it nears.

I dont know why I feel the urge to bank before the deadline and it irritates me that im hoping a wl for December goes thru so points are still sitting there 🤣
Yes and yes. Afraid to forget, afraid to bank then need.
 

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I'm never not borrowing.... during Covid they limited borrowing and that was the first time I had something in June when the points replenish.... for 3 contracts! Waiting for the mythical fire sale so I can get another 150 direct and then I "promise" I'll just use what I planned to book :). In my defense we have aulani points that we use every other year for a 2 bedroom standard view for a week and it is half the points so that borrow situation is built into the math.
 
I always end up banking way ahead of time. I usually have something booked the following UY that I can then modify to use my newly-banked points. So far it's worked out but I'm only 2 years in :)
Thanks for reminding me I need to reallocate when banking occurs
 











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