Thanks, Coopersmom,
The Poly is on the Monorail - and also has boat to MK if you would rather, and is walking distance (easy walk) to the TTC to get the monorail to Epcot. I think that is the best resort for transportation.
If you are doing the "
free dining" it may not be worth it to do club level $ wise, (and at the Poly, you would probably be better off using the 40% code rather than taking the "free" dining) but with the 40% off code, CL was VERY worth it for us. That being said, we have two teenagers. They eat a lot, and did enjoy being able to go down to the lounge to have breakfast or a soda/snack while we finished getting ready in the room. We usually do not drink a lot, but my dh and I really enjoyed being able to have two beers a night each. That would add up quickly in a restaurant on Disney property.
What helped me a lot was doing some number crunching in Excel, using actual costs of meals my family would most likely order (menus are posted here on the site:
http://www.wdwinfo.com/wdwinfo/dining/diningmain.cfm
I hadn't even considered CL, thinking it was "out of our league" but we actually ended up saving money over staying in a standard Poly room. Go figure!