Yes, what a difference a few years makes! July 2021, I bought my FWs at RIV, and FW49 standard view studio was 122 pts; it was probably 111 pts before the 10% FW premium. Buying 300 pts put me at an incentive level of $180/pt, so about $22k for FW49 then.
I had no idea that the points charts were about to be updated; I'm not sure if I knew that was possible as I was first diving into
DVC. I was more worried about buying RIV because of its resale restrictions, which I hate, and I almost canceled the whole thing. But I love RIV, and as long as I never have to sell, it is working out great.
But looking at direct pricing today, wow it has become a lot more expensive over the past few years.