emchen
I’m addicted (to DVC)!
- Joined
- Jul 4, 2019
- Messages
- 1,061
Update: Last week, I decided against buying direct. This week, I made a few runs at 3 stale contracts (VGF 155-220) pointers) on DVCSearch.com.
I figured, by taking advantage of summer incentives, Magical Beginnings (MB) for 2022 points, and leasing out 2023 points...150 pts direct Favorite Week (FW) contract for a standard view resort studio...comes out to $150 pp. With 40 remaining years (remember I would lease out '23), the all-in cost pp/yr is $11.08.
I negotiated an 185 point contract with Dec UY and full '23 points for $160 pp. With intent to lease '23 points for $18 pp, cost pp comes down to $142 (all-in cost pp/yr $10.88). $11.08 - $10.88 = $0.20
Convince me VGF FW 150 point contract is worth $0.20 more pp/yr than a resale VGF non-FW 185 point contract.
Note: My Dec UY membership is already "DY" (membership perks eligible). My decision depends on you!
ETA:
Note to @PolyRob: No I didn't factor in credit card cashback or bonuses...but point taken.
Note to @achinforsomebacon: Revised numbers above based on all you responders, special shoutout to the bacon-lover for link to VGF price sheet and giving me a clue! Hahaha!
I figured, by taking advantage of summer incentives, Magical Beginnings (MB) for 2022 points, and leasing out 2023 points...150 pts direct Favorite Week (FW) contract for a standard view resort studio...comes out to $150 pp. With 40 remaining years (remember I would lease out '23), the all-in cost pp/yr is $11.08.
I negotiated an 185 point contract with Dec UY and full '23 points for $160 pp. With intent to lease '23 points for $18 pp, cost pp comes down to $142 (all-in cost pp/yr $10.88). $11.08 - $10.88 = $0.20
Convince me VGF FW 150 point contract is worth $0.20 more pp/yr than a resale VGF non-FW 185 point contract.
Note: My Dec UY membership is already "DY" (membership perks eligible). My decision depends on you!
ETA:
Note to @PolyRob: No I didn't factor in credit card cashback or bonuses...but point taken.
Note to @achinforsomebacon: Revised numbers above based on all you responders, special shoutout to the bacon-lover for link to VGF price sheet and giving me a clue! Hahaha!
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