It's more like "there's people for that". Financial advice is different for everyone and takes into consideration times change. The financial advice our parents would have given us would have set us back a lot because they were not of the same "moving with the times" thing.
Parents are emotionally vested in their children, a financial advisor is not. As for the impartial no actually that's what I mean, you as a parent are unable to be impartial that's the point. Not sure how tenants came into play as that was not in my comments at all, wouldn't expect you to treat them like tenants but having a parent make a plan for their 26 year old to aggressively save treads back into that parent role which was what my comment was about. There's an enmeshment that occurs there.
As far as your business yes and no. You don't have to take on the role you're talking about to ensure they are doing what their goal is. Talk with them over time check back in heck even discuss with them how the meeting with the financial advisor went be engaged, etc it would become evident quick if they weren't actually doing anything with the money they are saving by not spending it in rent.
As far as debate what made me even comment was you saying "The best description I've heard on this when adult kids live with you is: "You want your house to be a safety net for them, not a hammock". It made me think ironically with the other comments a hammock was going to be used.
You didn't disclose your son asked for that which seems incredibly important given the context of your other comments about adult children suddenly feeling rich, hammock vs safety net, etc. The role of a financial advisor is to help out in many roles. If you think a professional can't help with bills and debt go away I suggest you find a different advisor, that's literally in their job description lol. No they can't make you not have to owe CC debt for example but they can help you figure out the best way
for you to get out of it.
More or less I think sometimes parents feel like they have to take on these roles as a matter of obligation (no matter how willingly one is). Same as a parent taking on the role of a babysitter as part of an obligation. Obviously you do you