? about banked points and having to cancel due to breast cancer treatment

[petbren]

We have an August UY
Banked 117 2014 points
I want to book OKW for mid August using those banked points and borrowing 73 points from our 2015 UY.
After meeting with my Surgeon who is also a Disney fan, she told me to go ahead and book a trip.
When I declared, I was going home and booking today, she asked for when, and I said mid August.
She gave me a look like---oh, I don`t know if all your treatment will be done by then.

I am now unsure what to do.
I want to still go ahead and book as I can still get what I want--2 bdrm at OKW, but need help with what will happen to my points if I have to cancel.

Will those banked points return to the 2014 UY in which case I would have to book something before the end of July

Any help appreciated.

 

[chalee94]

I am now unsure what to do.
I want to still go ahead and book as I can still get what I want--2 bdrm at OKW, but need help with what will happen to my points if I have to cancel.

Will those banked points return to the 2014 UY in which case I would have to book something before the end of July...

banking is a final transaction (as is borrowing).

when you moved the pts to your 2015 UY, that is where they will stay, even if you cancel.

you can use those pts to book a stay between aug 1, 2015 through july 31, 2016. (no worries - but know that they cannot be moved again.)

you would not be borrowing 2015 UY pts to stay in your 2015 UY - those are current pts. if you needed more pts, you would have access to borrowing from your 2016 UY.

(UY has nothing to do with when you call to book.)

hope your treatment goes great!

(edited to add: if you decide to cancel, be sure to do so more than 30 days out, so that your pts don't turn into restricted "holding pts".)

 

[petbren]

banking is a final transaction (as is borrowing).

when you moved the pts to your 2015 UY, that is where they will stay, even if you cancel.

you can use those pts to book a stay between aug 1, 2015 through july 31, 2016. (no worries - but know that they cannot be moved again.)

you would not be borrowing 2015 UY pts to stay in your 2015 UY - those are current pts. if you needed more pts, you would have access to borrowing from your 2016 UY.

(UY has nothing to do with when you call to book.)

hope your treatment goes great!

(edited to add: if you decide to cancel, be sure to do so more than 30 days out, so that your pts don't turn into restricted "holding pts".)

Thanks so much, that`s what I want to hear. I hopefully will have no issue using those points before the end of my 2015 UY.
Thanks for your good wishes.
I think I`m going to book at your home resort tonight.
Hoping to get 2bdrm near HH, however only the Monday and Friday available now for our Monday to Friday stay. Never waitlisted before. If I book the Monday and Friday and waitlist the remaining days, what if they don`t come through

 

[dvc at last !]

Good thoughts and prayers !

 

[petbren]

Good thoughts and prayers !

Thank you.

 

[bumbershoot]

Never waitlisted before. If I book the Monday and Friday and waitlist the remaining days, what if they don`t come through

If they don't come through, you need to find another place to be on those days.

Go ahead and waitlist, but check on your own for those dates, every day, as well. The WL doesn't get done automatically, it seems to be done manually in the evening, so if someone cancels any of those days from their own trip during the day, you have a chance to grab them.

 

[cvjw]

My 80+ year MIL went thru breast cancer treatment last year - surgery, chemo and radiation. Half way thru her chemo treatments, we had a huge family vacation planned. Out of the country and basically non-refundable. Her doctors told her to go on the vacation, take a week off and just rest and recharge.

As soon as we got back, she started back chemo. All in all, the break was good for her. Amazing what a week in the sun can do for your mental outlook. Hopefully you will have the same outcome

 

[supersnoop]

We have an August UY
Banked 117 2014 points
I want to book OKW for mid August using those banked points and borrowing 73 points from our 2015 UY.

We need to be clear here. Did you bank your 2014 points into your 2015 use year? Because that's when you're trip is scheduled. And, you shouldn't need to "borrow" any points from 2015, because, again, you'll be in 2015 during your scheduled August trip.

If those points are already banked, then, as others have stated, they are locked in your 2015 use year and have to be used by the end of it, which is 7/31/2016.

 

[Tunseeker1]

I would get the insurance and book the trip!

(I was at Disney 10 days after having a CRT-D (pacemaker) replacement surgery.
Roller coasters and walking 10 miles a day 2 weeks after heart surgery seemed like a fun thing to do!)

 

[Deb & Bill]

You might even book non-HH area and request Bldg 62, 63 or 64 for medical needs. Especially if you are still recovering from your treatment. Those are very close to the HH (right across the street).

 

[Best Aunt]

I would get the insurance and book the trip!

OP didn't ask this, so maybe I should keep my mouth shut. But watch out for 2 things if you do decide to get insurance:
1) I vaguely recall considering it once but I think it had to be bought separately for the points from each Use Year. I was banking and borrowing, so the cost would have added up.
2) I bought trip insurance through an airline for my friend. When I read the policy, I saw that it had an exclusion for pre-existing conditions. So if my friend had been unable to travel due to cancer, which had been diagnosed months before, the policy would not have paid out. I immediately cancelled the policy and got a refund.