WWYD if...

[kwitcherkicken99]

I wouldn't get my panties all in wad. If he came out without the cash, I would have just said "I needed that money to pay grandpa's loan, let's swing around and make a withdrawal from the drive thru ATM so I can be done with that."

I wanted cash.

He knew what it was for.

 

[RadioNate]

Story correct, but not annoyed.

Just confused as to why he thought cash = deposit.

I always thought that if you asked someone to "CASH" a check, you traded it for cash. If I wanted it put into the bank, I would have used the term "DEPOSIT".

The paycheck in question was from my side job... I've been using that money to repay my grandfather for a loan. I asked him to cash the check because I intended to repay my final loan payment in cash.

Then walk up to the ATM and withdraw the money. I would have deposited it too because I don't carry much cash and it wouldnt occur to me to cash a check rather than deposit it.

 

[AKL_Megs]

My DH is the designated "banker"... I long ago decided I couldn't handle the people at our bank and the hassle they make check cashing, and vowed to never complain about cleaning toilets in return. Our bank is INSANE, but that is a whole other story...

 

[kwitcherkicken99]

Then walk up to the ATM and withdraw the money. I would have deposited it too because I don't carry much cash and it wouldnt occur to me to cash a check rather than deposit it.

But it wasn't that much cash.

Like I said before... it was from my side job.

My real job has direct deposit.

 

[Frantasmic]

Look at all the possible scenarios:

1. He did not hear the cash request.
2. He heard the cash request, but the cash/deposit dichotomy means the same to him.
3. He did hear the cash request and ignored it out of spite.
4. He did hear the cash request and ignored it because it was easier for him to just deposit two checks at once.
5. He did hear the cash request and ignored it because the end goals could be accomplished at a later time in his mind.

Based on his reaction, I would say 4 or 5 is more likely. Most cash requests require an ID (did you give him one) and it may have been a hassle to do what you wanted without an extra trip to the car to get you to produce your ID and/or accompany him inside.

 

[prncess674]

I wanted cash.

He knew what it was for.

So your ATM doesn't dispense cash? If it doesn't dispense cash, what does it dispense? Cookies? flowers? noogies?

What is the big deal? You were still at the bank, swing around and withdraw the check amount from the ATM.

 

[msjprincess]

DH and I haven't "cashed" a check in over 10 years so I'm sure we'd both do the same thing.

I really don't see the big deal. If you were still at the bank just get it from the ATM.

Am I missing something?

 

[kwitcherkicken99]

Pulling around to an ATM to get the money isn't the issue. I got my money either way.



The issue is, what would you have done if you were asked to cash a check?
Simple as that.

 

[kiddo76]

I would have deposited it since I can't remember the last time I exchanged a check for cash. Neither one of us carries much cash.

 

[indimom]

I would cash it for him. Is this a trick question?

Agreed.

 

[wvjules]

So your ATM doesn't dispense cash? If it doesn't dispense cash, what does it dispense? Cookies? flowers? noogies?

What is the big deal? You were still at the bank, swing around and withdraw the check amount from the ATM.

She asked him to do one thing and he did another. That is the 'big deal' (if you want to call it that).

If I ask someone to do something for me and they don't do it as I asked I'd be a little annoyed as well. Doesn't matter that she could have gotten cash at the ATM.

 

[marcyinPA]

Um, if he says "Cash it", I get the cash. If he says "Deposit it", I deposit it in the account.

ETA:...but this would never happen, because whatever isn't directly deposited, I take care of anyway. Pretty much, I make the decisions on where the money goes. If I left it up to him, we'd be broke!

 

[The Mystery Machine]

But why? Having one person go in versus two saves time...

Because I want to go in and cash it personally. My job, my check, my loan to pay off.

It is my prerogative.

 

[dis-happy]

Where was the deposit slip (needed for his paycheck) in all of this? Whenever we fill out a deposit slip and want cash back (from a check or whatever) we fill it out that way. List all the checks, write the total, list how much is for deposit and how much is cash back.

No questions about how much money I'll be holding in my hot little hand that way!

 

[MariDisney]

We never cash checks (as in exchange for cash). We always deposit them. However, we're in the habit of using the phrase "cash the check" when we are actually making a deposit. So, if my DH asked me to cash the check for him, I'd know that he meant deposit it into the account.

 

[Conservative Hippie]

If I asked my husband to cash a check and he deposited it instead, I would get my cash out of the ATM, make a mental note to be more clear next time ("Honey, could you casht this check and bring me back $xx?"), and be done with it. If it were my husband, he either would have a) not noticed that I said "cash," and that "cash" means "bring back cash," or b) forgot once he got in there. And neither of those mistakes are worth dwelling on in my book.

 

[bellarella]

We never cash checks (as in exchange for cash). We always deposit them. However, we're in the habit of using the phrase "cash the check" when we are actually making a deposit. So, if my DH asked me to cash the check for him, I'd know that he meant deposit it into the account.

This.

We haven't "cashed" a check in years and years. We still use the term though. So if I told my DH (or he told me) to "cash this check" we would do what your DH did.

 

[jen0610]

I would take it and cash it.

Now, according to our credit union, even though DH and I are both on the joint checking account, if I have a check in his name only, I have to deposit the money then turn around and make a withdrawl. I can't just cash it. More steps to the same outcome.

Even better with the credit union, the last time we got an acutal IRS refund check, came in both our names, DH signed the back and I took to the credit union. Deposited the whole thing in our joint account. The teller had to call DH to come in and verify that he had actually signed the check, before they would release the funds to our account. DH was not happy. His stance was, did I try and deposit into an account without his name on it - NO, it went into our joint account.

 

[SaraJayne]

Pulling around to an ATM to get the money isn't the issue. I got my money either way.



The issue is, what would you have done if you were asked to cash a check?
Simple as that.

If my spouse asked me to cash a check, I would take the check to the bank and cash it (ie, get cash back from the teller).

Cashing a check does not equal deposting a check here.

 

[Carly_Roach]

Pulling around to an ATM to get the money isn't the issue. I got my money either way.



The issue is, what would you have done if you were asked to cash a check?
Simple as that.

I'd cash the check. Simple as that. I guess I'm not getting what the big deal is here.

If DH is unable to run an errand, I help him out. Heck, if a friend is unable to run an errand and I can do it, I help them out. DH wouldn't ask me to help if he was more than able to do the errand himself.

Is there some kind of dramatic back-story to all this?