WWYD if...

[kwitcherkicken99]

I'm a bit confused. Did he hand you the check or did you hand him the check? You were already at the bank?

If we were at the bank, we'd just go through the drive thru to take care of banking business.

DH went inside with my check and his work check.

He prefers to go inside because our friend works there and, well, he just likes doing business in person.


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I'm surprised at the number of responses assuming that I was the one who made the wrong assumption or that one of us is lazy.

 

[rchristiansen]

I don't think I understand the question. If you are married your money is his money and his money is your money - what's the big deal?

 

[Disney1fan2002]

Okay, I think I get it. You were at the bank, you stayed in the car with the kids, you handed him your paycheck and asked him to "cash it" he then went into the bank and did NOT cash it but deposited it and now you are annoyed.

How am I doing??

OK, this makes sense as to why she asked the question. If the check was in her name, the only thing her Dh could have done was deposit it. The bank will not "cash" a check to anyone other than the perosn it was written to.

 

[Mermaid02]

OK, this makes sense as to why she asked the question. If the check was in her name, the only thing her Dh could have done was deposit it. The bank will not "cash" a check to anyone other than the perosn it was written to.

If you endorse the check, then her husband could endorse under her and they would cash it. If not, he could have deposited it and then withdrawn that amount from their joint account. I have done both of those things before.

 

[Disney1fan2002]

DH went inside with my check and his work check.

He prefers to go inside because our friend works there and, well, he just likes doing business in person.


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I'm surprised at the number of responses assuming that I was the one who made the wrong assumption or that one of us is lazy.

What? I am so confused. Why did you ask the question in the 1st place?

 

[kamik86]

I'm assuming if my husband wanted this that he was thinking to stop at the little bank at my office. However that doesn't give cash (only the ATM does) you can only do deposits.

So I would ask what he really wanted, if he just needed some cash I would deposit the check and then use the ATM to take soem cash out (although obviously he wouldn't get the exact same amount).

I wrote the above before checking the other posts... I tend to think of cashing the check as getting the money from the other person. Not necessarily getting cash. Mostly becuase my money rarely exists as cash. (Direct deposit, use credit cards for the rewords, pay credit card every two weeks online... no cash). I have actually told the bank I want to "cash" a check before and since as I said the branch here doesn't do that have them start to explain taht before I realize it and tell them to just deposit it.

 

[kwitcherkicken99]

Okay, I think I get it. You were at the bank, you stayed in the car with the kids, you handed him your paycheck and asked him to "cash it" he then went into the bank and did NOT cash it but deposited it and now you are annoyed.

How am I doing??

Story correct, but not annoyed.

Just confused as to why he thought cash = deposit.

I always thought that if you asked someone to "CASH" a check, you traded it for cash. If I wanted it put into the bank, I would have used the term "DEPOSIT".

The paycheck in question was from my side job... I've been using that money to repay my grandfather for a loan. I asked him to cash the check because I intended to repay my final loan payment in cash.

 

[Disney1fan2002]

If you endorse the check, then her husband could endorse under her and they would cash it. If not, he could have deposited it and then withdrawn that amount from their joint account. I have done both of those things before.

Oh yeah, I forgot about the endorsement part! LOL That tells you how often I cash anything of my DH's!!! I am usually the one who asks him for the cash, and then he deposits my checks.

 

[Mermaid02]

Story correct, but not annoyed.

Just confused as to why he thought cash = deposit.

I always thought that if you asked someone to "CASH" a check, you traded it for cash. If I wanted it put into the bank, I would have used the term "DEPOSIT".

The paycheck in question was from my side job... I've been using that money to repay my grandfather for a loan. I asked him to cash the check because I intended to repay my final loan payment in cash.

I bet he got chatting with your friend and forgot to ask to cash that check, then being a man, he didnt' want to admit he forgot so he just swept it under the rug.

 

[The Mystery Machine]

If I wanted cash from my check, I would have walked into the bank myself, just because it would be something I would prefer to do myself.

If I asked DH to do it because of some reason, then he would have cashed it.

If he had an issue with cashing it, he would have called me on the cell and told me that I needed to do it myself.

In which case he would have told me that after he is done he would come out and hang with the kids while I did my transaction.

 

[Kies99]

Story correct, but not annoyed.

Just confused as to why he thought cash = deposit.

I always thought that if you asked someone to "CASH" a check, you traded it for cash. If I wanted it put into the bank, I would have used the term "DEPOSIT".

The paycheck in question was from my side job... I've been using that money to repay my grandfather for a loan. I asked him to cash the check because I intended to repay my final loan payment in cash.

I read this whole thread and was completely confused until this last post!

So you used the phrase "CASH the check" not "DEPOSIT the check". If my wife asked me to cash a check at the same time I was depositing a check, I'd probably have easily done the same thing.

But you go on to say you are not annoyed and I have a question. If you're not annoyed, why did you post this? Not flaming or anything, but just not sure what the purpose is here.

 

[kwitcherkicken99]

I bet he got chatting with your friend and forgot to ask to cash that check, then being a man, he didnt' want to admit he forgot so he just swept it under the rug.

I couldn't believe he did that. Then when I asked him for the money, he got mad!

It's all in the past, and I'm still completely dumbfounded.

 

[FlightlessDuck]

Having read more of the story, my answer is:

We direct deposit our checks, so this situation would never happen to me.

However, if it did, I would be annoyed about having to co-endorse a check that wasn't mine and be paranoid that the bank wouldn't want to cash it. By default, to save myself hassle, I would deposit it instead.

In this case, since everybody was already in the car, I would have gone through the drive-thru. Seeing as we are both physically present at the time, I would cash both checks.

 

[JessicaR]

Maybe he wasnt listening to you when you said cash the check. I'm sure you asked him - did he say cash the check means deposit the check?

Like others here have said - if I did that it would be deposited because we never cash checks. In that case I would have had my husband repeat it back to me - get me the cash!

 

[Liberty Belle]

Having read more of the story, my answer is:

We direct deposit our checks, so this situation would never happen to me.

However, if it did, I would be annoyed about having to co-endorse a check that wasn't mine and be paranoid that the bank wouldn't want to cash it. By default, to save myself hassle, I would deposit it instead.

In this case, since everybody was already in the car, I would have gone through the drive-thru. Seeing as we are both physically present at the time, I would cash both checks.

Sounds like something my husband would do (and why), even though it was not what I wanted. OP said her husband wanted to go in the bank himself. If he didn't want to go through trouble of signing his name , he should have just told her that and she could have gone in herself.

 

[Diegosmom]

MY bank is really annoying with only cashing a check if you have the money in the account to cover the check (no matter who the check is fun). Hubby often gives me checks and says here cash this...and often it is for 1,000 to 2,000 and he actually wants cash (he has to pay his guys and he always pays in cash (none of them have banks so easier for them if we pay in cash). But I always have to deposit and then wait a day or 2 before he can take it out (we don't carry a balance in our checking account because it doesnt earn interest and our savings is with a credit union not where our check account is)...

 

[kwitcherkicken99]

If I wanted cash from my check, I would have walked into the bank myself, just because it would be something I would prefer to do myself.
...
In which case he would have told me that after he is done he would come out and hang with the kids while I did my transaction.

But why? Having one person go in versus two saves time...

So you used the phrase "CASH the check" not "DEPOSIT the check". If my wife asked me to cash a check at the same time I was depositing a check, I'd probably have easily done the same thing.

But you go on to say you are not annoyed and I have a question. If you're not annoyed, why did you post this? Not flaming or anything, but just not sure what the purpose is here.

I'm really not annoyed, just curious how other people would interpret the statement.

Wouldn't want to be accused of having a failure to communicate or anything.

 

[lynxstch]

Nope, mine. It was a personal check from my side job.

It might have made a difference in the poll answers!

 

[RadioFanatic]

This was just way too confusing for the week of spring forward, daylight savings time.

 

[prncess674]

I wouldn't get my panties all in wad. If he came out without the cash, I would have just said "I needed that money to pay grandpa's loan, let's swing around and make a withdrawal from the drive thru ATM so I can be done with that."