WWYD - Adding on 200 direct points

[we"reofftoneverland]

No

You need whatever amount is required at the time of purchase.

So 3 x 50 will qualify now and later.

Not if your daughters don’t own now. Yes for you now. But you can’t pass down pieces of contracts that don’t meet the going threshold.

 

[Cyberc1978]

Not if your daughters don’t own now. Yes for you now. But you can’t pass down pieces of contracts that don’t meet the going threshold.

When the OP at some point wants her daughters to take ownership then they need to do a gratuitous transfer. That also means that there won’t be any restrictions on the points and the OPs daughters will qualify for perks etc.

 

[we"reofftoneverland]

I only know this because we are doing the same thing. We have a 75 point contract that has a blue card attached because it met the threshold at the time. If we pass that down, it keeps the blue card. We have a 50 point which we purchased recently. It doesn’t have a blue card attached (even though we have a blue card). When we pass it down, that kid can buy another 100 points to get a blue card. But if the threshold has risen to 200, she has to buy 150. Whereas if we’d purchased a 150 contract and given her that, since the 150 qualified for a blue card at the time of purchase, she would have the blue card.

 

[we"reofftoneverland]

Let me back up. If I buy a 50 point contract and then 100 point contract. I have a blue card. Because the 150 meets the threshold. But when I pass down the contracts, they don’t carry the blue card, because the card wasn’t with the contract. If I had purchased a 150 point contract, it would be.

 

[we"reofftoneverland]

It sucks btw. And isn’t fair.

 

[Sandisw]

Let me back up. If I buy a 50 point contract and then 100 point contract. I have a blue card. Because the 150 meets the threshold. But when I pass down the contracts, they don’t carry the blue card, because the card wasn’t with the contract. If I had purchased a 150 point contract, it would be.

But it sounds like the OP will end up with all contracts that were purchased at the time of 150, so as along as the kids get a total of 150 from those contracts, they will still have access

So, if you have three 50s purchased today thst total 150, and it qualifies you, and transfer all three of those to one person, thst person will retain benefits.

 

[Cyberc1978]

I only know this because we are doing the same thing. We have a 75 point contract that has a blue card attached because it met the threshold at the time. If we pass that down, it keeps the blue card. We have a 50 point which we purchased recently. It doesn’t have a blue card attached (even though we have a blue card). When we pass it down, that kid can buy another 100 points to get a blue card. But if the threshold has risen to 200, she has to buy 150. Whereas if we’d purchased a 150 contract and given her that, since the 150 qualified for a blue card at the time of purchase, she would have the blue card.

While I don’t agree with you there is a workaround for the problem you describe.

The OP just adds the daughters to the deeds now or when they get old enough. The daughters gets to keep all perks etc.

 

[we"reofftoneverland]

While I don’t agree with you there is a workaround for the problem you describe.

The OP just adds the daughters to the deeds now or when they get old enough. The daughters gets to keep all perks etc.

Yes, I agree. That would give them the blue card. But it is still one membership, since there are not individual contracts that carry membership, and if they break it up later on, I am pretty sure you cannot split up the blue card. I hope I am wrong on this, but this is how our guide has explained it. Maybe someone else can comment. There used to be a lot of old members on here, but they seem to have moved on. The direct contracts always have some perks regardless, like you can use them at any resort or for cruises etc.

 

[theMoreDisneytheBetter]

My mom did a gratuitous transfer to add me to all of our memberships a decade ago or so. Since then we have added on together and if/when I eventually buy something it will be with her name on it too. She’s in her 70s now.

At some point I will probably add both of my kids to all the contracts so that we stay under 1 membership (we have 2 but the second is only BC points and they will disappear before it makes sense to add them), and then after I die they can decide what they want to do with the points.

My only concern is what happens if they get married and then divorce, but I’ll figure that out before we change the ownership structure.

 

[Sandisw]

Yes, I agree. That would give them the blue card. But it is still one membership, since there are not individual contracts that carry membership, and if they break it up later on, I am pretty sure you cannot split up the blue card. I hope I am wrong on this, but this is how our guide has explained it. Maybe someone else can comment. There used to be a lot of old members on here, but they seem to have moved on. The direct contracts always have some perks regardless, like you can use them at any resort or for cruises etc.

Contracts carry with them the minimum at the time of purchase, So, if I have 150 points today, bought when the minimum is 150, no matter now that is broken up, they qualify.

As long as I complete a gratuitous transfer that totals 150 using contracts that were all bought during the time when 150 was a minimum, the person keeps the benefits.

However, if I transfer 100 points to one and 50 to the other, then never keeps benefits since they don’t have enough in the qualifying contracts to keep the threshold in existence when bought. At that point, they’d now have to meet the new minimum.

 

[PolyRob]

Yes, I agree. That would give them the blue card. But it is still one membership, since there are not individual contracts that carry membership, and if they break it up later on, I am pretty sure you cannot split up the blue card. I hope I am wrong on this, but this is how our guide has explained it. Maybe someone else can comment. There used to be a lot of old members on here, but they seem to have moved on. The direct contracts always have some perks regardless, like you can use them at any resort or for cruises etc.

You can also "qualify" for a blue card numerous times within one membership and transfer the benefits via gratuitous transfer. There is not "one blue card." It's the contracts, when they were purchased, the number of points on them, and how they were acquired.

For example, someone could have purchased a 25 point DVC contract resale prior to 2016. Then in 2019 added 75 points direct at CCV. In 2023 VGF direct was tempting so they added another 150 points direct. Say this person has 2 children. The owner can do a gratuitous transfer of the 75 CCV points to one child and the 150 VGF contracts to another child. In this scenario the original owner and both children will each have their own membership with a blue card. This is because prior to 2016 resale contracts got blue cards. As of 2019, 75 was the minimum direct required in order to get a blue card. In 2023, 150 was the minimum direct required in order to get a blue card. The contracts are minted at time of purchase. If resold now they become resale contracts and lose benefits. If it's a gratuitous transfer the contracts keep the same blue card eligibility at original time of purchase.

If someone joined today by purchasing a 100 point and 50 point contract they would have a blue card. If they did a gratuitous transfer of one contract to a child both the original owner and child would lose the blue card because neither are meeting the required number of direct points at original time of purchase. Both owners would now need to acquire the additional required points at current time of transfer to receive the blue card if they still want it. If transferred today the 100 point owner would need 50 more points and the 50 point owner would need 100 more points. If in five years the minimum is 300 that becomes 200 more points for the 100 point owner and 250 points for the 50 point owner.

 

[we"reofftoneverland]

You can also "qualify" for a blue card numerous times within one membership and transfer the benefits via gratuitous transfer. There is not "one blue card." It's the contracts, when they were purchased, the number of points on them, and how they were acquired.

For example, someone could have purchased a 25 point DVC contract resale prior to 2016. Then in 2019 added 75 points direct at CCV. In 2023 VGF direct was tempting so they added another 150 points direct. Say this person has 2 children. The owner can do a gratuitous transfer of the 75 CCV points to one child and the 150 VGF contracts to another child. In this scenario the original owner and both children will each have their own membership with a blue card. This is because prior to 2016 resale contracts got blue cards. As of 2019, 75 was the minimum direct required in order to get a blue card. In 2023, 150 was the minimum direct required in order to get a blue card. The contracts are minted at time of purchase. If resold now they become resale contracts and lose benefits. If it's a gratuitous transfer the contracts keep the same blue card eligibility at original time of purchase.

If someone joined today by purchasing a 100 point and 50 point contract they would have a blue card. If they did a gratuitous transfer of one contract to a child both the original owner and child would lose the blue card because neither are meeting the required number of direct points at original time of purchase. Both owners would now need to acquire the additional required points at current time of transfer to receive the blue card if they still want it. If transferred today the 100 point owner would need 50 more points and the 50 point owner would need 100 more points. If in five years the minimum is 300 that becomes 200 more points for the 100 point owner and 250 points for the 50 point owner.

Yes, I agree. This is what we have done. We plan on transferring 1 contract each to our 3 kids. For direct contracts, we have one 75 point contract that was purchased direct when the threshold was 75, and two 125 point contracts that were purchased when the threshold was 125. We have a couple of other direct contracts but they are small and did not meet the cutoff for blue card when purchased.

 

[DisneyMom_3]

Well, I was planning to buy 100 and 100, but my 3 - 50 point contracts are only in my name (so different membership) and didn’t want to chance not being able to pass a piece from each to my girls and them losing direct benefits, so I ended up buying 100 - 50 - 50 (so that I can easily give each daughter 150).
Now, I have a question about Magical Beginnings. It’s not mentioned anywhere in my docusign documents. Is this normal or did maybe my guide forget? I don’t want to sign until I know for sure, but it’s been two days and I haven’t heard back from my guide. I know he’s usually off Mondays and Tuesdays.

 

[PolyRob]

Well, I was planning to buy 100 and 100, but my 3 - 50 point contracts are only in my name (so different membership) and didn’t want to chance not being able to pass a piece from each to my girls and them losing direct benefits, so I ended up buying 100 - 50 - 50 (so that I can easily give each daughter 150).
Now, I have a question about Magical Beginnings. It’s not mentioned anywhere in my docusign documents. Is this normal or did maybe my guide forget? I don’t want to sign until I know for sure, but it’s been two days and I haven’t heard back from my guide. I know he’s usually off Mondays and Tuesdays.

It seems like your guide may have forgotten. It should be in the DocuSign right before the Deed page. Definitely don't sign anything yet and shoot your guide an email. Quality Assurance is also open tomorrow.

 

[odouglass]

Well, I was planning to buy 100 and 100, but my 3 - 50 point contracts are only in my name (so different membership) and didn’t want to chance not being able to pass a piece from each to my girls and them losing direct benefits, so I ended up buying 100 - 50 - 50 (so that I can easily give each daughter 150).
Now, I have a question about Magical Beginnings. It’s not mentioned anywhere in my docusign documents. Is this normal or did maybe my guide forget? I don’t want to sign until I know for sure, but it’s been two days and I haven’t heard back from my guide. I know he’s usually off Mondays and Tuesdays.

I had a document in DocuSign about Magical Beginnings. It was after the Deed, page 43 of the document for me.

 

[DisneyMom_3]

I had a document in DocuSign about Magical Beginnings. It was after the Deed, page 43 of the document for me.

Thanks! I’m going to go back and double check.

 

[odouglass]

Thanks! I’m going to go back and double check.

You’re welcome!

 

[DisneyMom_3]

You’re welcome!

You're correct! It was there. I guess I was skimming through it too quickly. Thanks again!

 

[odouglass]

You're correct! It was there. I guess I was skimming through it too quickly. Thanks again!

Yay, so glad it’s there!!!

 

[Cybertruck]

I am in similar process of succession planning for 2. I voted for 50-point contracts in the event they decide to leave the bubble. These contracts command a premium. Our original contracts are SSR (blue card) resale contacts. The Blue card is nice but as annual passholders it is not a factor for us or the kids. We are locals now and have only been to Moonlight Magic once in 3 years since we moved to Florida. Even before that most of our trips did not occur during a Moonlight Magic event.

We are waiting for Poly2 to purchase more points and if there are similar incentives, we would consider a direct purchase. However more points are longer and additional trips which out ways any blue card perks by a landslide for our family. Our factor is 2070 end dates to keep the magic alive for as long as possible for future generations.

After all of this if you really want blue card status then 100/100 is the way to go.