I look at the people I work with. Out of about 250 I personally know of at least half a dozen who claim they can't afford it, yet are driving expensive, leased cars and/or taking expensive vacations and/or have bought items like 72" widescreens. I also know of another half a dozen who claim "it's not worth it." Our coverage is a decent plan that costs an individual about $32 a month. That's 5% of the company, and those are only the ones I know of. That's what I'm basing my comments on.
I have to beleive that's a decent random sampling--these are people in everything from the lowest paying blue collar type jobs to clerical positions to managers.
I never said that all uninsured people fit this category, I know that many uninsured people don't have insurance available to them for many different reasons. But there are more than a few that could buy it and simply choose not to. At my previous employer you ahd no choice. If you couldn't prove that you had health insurance through a spouse or other sourse, you were forced to take the lowest costing major medical plan that was offered and the premium of about $20 a month was taken from your check. Period.
Anne