Winter Dec 25 - Jan 26 Direct Incentives

[Girlstar30]

I think right before your uy is a good time if youre ready at that time

 

[ClaraOswald]

$1500 off same as disneyland 70th for cruise castaway members

Ah. I know zero about cruises so didn't realize there was some type of membership involved.

 

[Girlstar30]

Ah. I know zero about cruises so didn't realize there was some type of membership involved.

I shouldnt have said membership its a loyalty program once you've been on one disney cruise you are then part of castaway club

 

[VGCgroupie]

I guess my point was there is often some sort of extra discount. But not everyone will always qualify.

 

[DisneyFanSea]

The Visa one was also around right before the 70th, although it was 1000. The biggest thing currently is the D23 is stackable. Rare to see 3 discounts all at once. (D23, 70th and developer)

In my case 4 incentives stacked up with the Disney Treasure incentive (along with the D23, 70th, and Developer incentives)!

Five incentives if you include the two tote bags, two DVC water bottles, and a bottle of Cloudem blue cider. Technically that in itself is 9 incentives stacked together. Had to notarize a new certification of trust at the Riviera after the cruise and got 2 additional DVC bags so I guess 11 stacked at once… technically.

 

[VGCgroupie]

In my case 4 incentives stacked up with the Disney Treasure incentive (along with the D23, 70th, and Developer incentives)!

Five incentives if you include the two tote bags, two DVC water bottles, and a bottle of Cloudem blue cider. Technically that in itself is 9 incentives stacked together. Had to notarize a new certification of trust at the Riviera after the cruise and got 2 additional DVC bags so I guess 11 stacked at once… technically.

Jealous

 

[Brian Noble]

I would not worry too much about timing things. In general, the net price for new buyers goes up, though it tends to do so at a reasaonble rate. For example, when the base price goes up next month, the incentives are likely to increase a little bit to soften the blow for a short while. Then over time the incentives will get clawed back slighly.

Note that this is a little less true for "current Member" pricing---those tend to be a bit more volatile. But still---it's in the margins of a mid-five-figure purchase. It's not that big of a deal.

 

[camm2015]

We bought 200 PVB points direct back in Feb 2025. Already having add-on-itis and seriously considering another 100 PVB points direct before the price increase in a few weeks. Our 200 points are broken up into 150 and 50 point contracts, so having another 100 point contract would allow us to give our two kids each 150 direct points to maintain direct benefits when we are too old to go. Playing the mental gymnastics of buying now to save the $800 LOL

 

[jcolvin5]

I say go for it, if you can of course.

Two things...

One, we just went through a similar conversation about our daughters and being able to split up our direct points for them. We had 150 RIV and added another 150 to check that box. And then another 100 at CCV. Well, just because why not?

Second, you'll need the points anyway. Poly is a point monster.

Good luck and enjoy those trips!!!

 

[LittleBitGoofy]

How *not* to try and wash your resale points - autobiographical:

After many weeks of spreadsheeting my DVC math I finally just signed off on a shiny new 150-pt CCV contract with an effective rate of $205/pt down from $255/pt ($26/pt discount maxed out at 150 pts + $20/pt Magical Beginnings + $4/pt Disney Premier Visa). Hooray! But the end was much different that I had planned when I couldn't bring myself to do what would have made sense.

TLDR: Meme below explains - Bought Direct while keeping Resale that would have been washed.

I had awaited the chance to wash our CCV resale into direct points for future-proofing so this was immediately of interest. The timing wasn't perfect for the CCV incentives sale (we have an Oct UY), but I figured these would be few and far between so gotta do it now. We have 3x resale contracts at CCV: 100pt, 125pt, and 125pt.

I crunched a bunch numbers and finally narrowed on either 200 pts direct and selling the 100 pt resale, or 150 pts and selling the 100 pt resale.

I briefly looked at doing a full bore approach of 400 direct and sell off the whole 350, but the upfront cash cost on 400 CCV was close to $95K then we'd have to wait for the resales to close and pay off a big chunk of that. Nope, nope, nope.

Buying 200 direct and selling 100 resale would have been a net cost of around $30K and 100 net positive points. Buying 150 direct and selling 100 resale would be around $19K but only net positive 50 pts.

But wait, what if I bought the 150 direct and sold off nothing! Cost would be around $32K, just about $2K more to gain 150 pts instead of netting 100 new CCV points in the other scenario.

Why I decided against washing points and instead keeping the resale CCV stack was those resale purchases were intended as my Cabin points. I intended to use those resale points at CCV and keeping the 350 resale there would cover our annual 3-4 night stays in a Cabin for our time of year visits. Why would I spend $$$ to wash points that I was still going to continue to use at CCV.

Also part of the problem was our resale contracts had just received their Oct UY 25 pts and I had already earmarked those points for our 2026 winter Cabin stay. So if I sold the loaded contract *and* did Magical Beginnings then I'd lose both sets of '25 UY points.

I initially thought (wrongly so) that I could transfer points from one contract to another to strip my '25 UY pts off the 100-pt resale contract before listing it. Nope, that was a mistake on my part. You can transfer between two of your own memberships, but not within one membership's contracts (we only have one UY/membership). So to still use our resale current UY pts I would have to hold the contract(s) until after our December 2026 Cabin visit. That's a long time to wait to sell the resale contracts if it was part of my math for offsetting the cost of the larger direct points purchase.

A nice bonus is now having another resort with a blue-card-proof 150 pts also gives us future flexibility. Say in 10-20 years we don't need the big 2-bd stays when our traveling party is smaller and want to offload some points but keep our APs (hopefully that perk remains!), then we'd have to keep VGF no matter what. It also lets us one day maybe transfer a blue card contract to one of our kids (maybe to both, if the future surprises us).

CCV is not a resale-restricted resort which is another bonus. If we love LSL we can use these direct points there or at BCV2 in 20 years. Who knows. Meanwhile, I'll keep our resale Cabin points for CCV use.

Final bonus: Welcome to the DVC Comma Club!

 

[VGCgroupie]

How *not* to try and wash your resale points - autobiographical:

After many weeks of spreadsheeting my DVC math I finally just signed off on a shiny new 150-pt CCV contract with an effective rate of $205/pt down from $255/pt ($26/pt discount maxed out at 150 pts + $20/pt Magical Beginnings + $4/pt Disney Premier Visa). Hooray! But the end was much different that I had planned when I couldn't bring myself to do what would have made sense.

TLDR: Meme below explains - Bought Direct while keeping Resale that would have been washed.

I had awaited the chance to wash our CCV resale into direct points for future-proofing so this was immediately of interest. The timing wasn't perfect for the CCV incentives sale (we have an Oct UY), but I figured these would be few and far between so gotta do it now. We have 3x resale contracts at CCV: 100pt, 125pt, and 125pt.

I crunched a bunch numbers and finally narrowed on either 200 pts direct and selling the 100 pt resale, or 150 pts and selling the 100 pt resale.

I briefly looked at doing a full bore approach of 400 direct and sell off the whole 350, but the upfront cash cost on 400 CCV was close to $95K then we'd have to wait for the resales to close and pay off a big chunk of that. Nope, nope, nope.

Buying 200 direct and selling 100 resale would have been a net cost of around $30K and 100 net positive points. Buying 150 direct and selling 100 resale would be around $19K but only net positive 50 pts.

But wait, what if I bought the 150 direct and sold off nothing! Cost would be around $32K, just about $2K more to gain 150 pts instead of netting 100 new CCV points in the other scenario.

Why I decided against washing points and instead keeping the resale CCV stack was those resale purchases were intended as my Cabin points. I intended to use those resale points at CCV and keeping the 350 resale there would cover our annual 3-4 night stays in a Cabin for our time of year visits. Why would I spend $$$ to wash points that I was still going to continue to use at CCV.

Also part of the problem was our resale contracts had just received their Oct UY 25 pts and I had already earmarked those points for our 2026 winter Cabin stay. So if I sold the loaded contract *and* did Magical Beginnings then I'd lose both sets of '25 UY points.

I initially thought (wrongly so) that I could transfer points from one contract to another to strip my '25 UY pts off the 100-pt resale contract before listing it. Nope, that was a mistake on my part. You can transfer between two of your own memberships, but not within one membership's contracts (we only have one UY/membership). So to still use our resale current UY pts I would have to hold the contract(s) until after our December 2026 Cabin visit. That's a long time to wait to sell the resale contracts if it was part of my math for offsetting the cost of the larger direct points purchase.

A nice bonus is now having another resort with a blue-card-proof 150 pts also gives us future flexibility. Say in 10-20 years we don't need the big 2-bd stays when our traveling party is smaller and want to offload some points but keep our APs (hopefully that perk remains!), then we'd have to keep VGF no matter what. It also lets us one day maybe transfer a blue card contract to one of our kids (maybe to both, if the future surprises us).

CCV is not a resale-restricted resort which is another bonus. If we love LSL we can use these direct points there or at BCV2 in 20 years. Who knows. Meanwhile, I'll keep our resale Cabin points for CCV use.

Final bonus: Welcome to the DVC Comma Club!


View attachment 1039811

Love this! While it’s not what you intended I looks like it was a positive outcome. The meme is gold!