I only know offsite. But from what I read about staying onsite, I don't think I would ever do it. People talk about the magic, but I don't think there's enough magic in the universe that would help me put up with waiting for buses, being on crowded buses, being in a single tiny hotel room (and paying more than for a 3 br condo), having to hoof it to a food court for my morning coffee (which means I'd need to be clothed!), paying a LOT more money, eating out EVERY meal, or eating some meals over the sink of the tiny hotel room, hearing screaming kids through thin hotel walls, and dealing with generally crowded hotel settings.
Having the option of the
DDP wouldn't benefit our family at all...just our personal family circumstances because of food issues and bird-like diets. We're not foodies.
Likewise, having the benefit of the EMH doesn't appeal to me. I'm not keeping my kids up till midnight. And with the touring plans I've used, we have no problem seeing what I want when the park opens up at normal times. Plus, EMH seems to make for HUGE crowds!
I love Disney, but being able to leave it behind at the end of my day is not a bad thing for us. I like the uncrowded pool at the condo, the freedom of having our own car (which doesn't cost a lot!), the luxury to make my own Starbucks with my own Burger half and half in the morning, the peace of clsoing the door on a separate bedroom AND bathroom for the kiddos, room to sprawl in a living room and balcony, and of course the money savings...those are so worth it to me! Because we are not foodies, my kids are happy with oatmeal for breakfast and grilled chicken with buttered pasta for dinner. I am no Becky-Home-Ecky, but even I can do that for them on days when we're not shmoozing with Mickey.
We sure can afford the nicer, more roomier, more luxurious places onsite, even the highest priced ones...but why would I, if I can meet my own luxury and convenience needs (stated above) at less than half the cost???