Whose side would you be on? UPDATE page 17 (?!?)

[jevs]

I'm just amazed that there was more than one car on the road in this province, because it sounds like the most rural, wild, unregulated place in Canada. No inspections, no titles, no fault for accidents. Do they have intersections and stop signs? Or is it all just one big long road?

Move over Arizona, Manitoba is the new wild, Wild West.

 

[jevs]

I thought that only applies if a lesbian recruits a straight women to marry her.

*Recruits* lmao. I’m seriously snorting coffee.

 

[mnrose]

LOL. My 53 year old Mustang is insured at an agreed value of $35,000. But it isn't rusty! These days, a rusty 20 year old car could be worth more than $1,000

My husband has had his pickup since 1987, the day he drove it off the dealer's lot. No rust. Immaculately maintained. He's been offered multiple thousands many times since it's 20th birthday.

 

[MaryLovesPoohBear]

My husband has had his pickup since 1987, the day he drove it off the dealer's lot. No rust. Immaculately maintained. He's been offered multiple thousands many times since it's 20th birthday.

But this was described as a 20 year old rust bucket, that couldn't pass an inspection need to transfer the title.

This is not an immaculately maintained vehicle.

My husband drives a 86. And it is worth, to us at least, much more than $1,000.

 

[CdnCarrie]

I live in Manitoba, bought a new car today went to register/get insurance from MPIC. Yes, you have to show the bill of sale to get registered.

I stand corrected. It's been almost a decade since I bought a vehicle. The last one we bought my husband bought and I'm blanking on showing a bill of sale. Makes sense if its a brand new vehicle. Not sure that we had to show MPI whether it was financed or paid for outright. Does MPI record that information?

 

[cab0899]

I stand corrected. It's been almost a decade since I bought a vehicle. The last one we bought my husband bought and I'm blanking on showing a bill of sale. Makes sense if its a brand new vehicle. Not sure that we had to show MPI whether it was financed or paid for outright. Does MPI record that information?

 

[cab0899]

Who Should Register
Excluding vehicles used for business in or through Manitoba, you must be a Manitoba resident and at least 16 years of age to register a vehicle in Manitoba. Plus, you’ll need these documents:

• Proof of vehicle ownership:
  • New Vehicle Information Statement (NVIS) if applicable (if you're buying a brand new car in the U.S., the document is called a "Certificate of Origin").
  • Bill of sale, with this information:
  • date purchased
  • the vehicle’s model year, make, model and serial number
  • purchase price
  • purchaser’s name(s)
  • seller’s name(s)
  • purchaser’s signature(s)
  • seller’s signature(s)
  • Transfer of Ownership document from previous owner, signed (if you're buying a used car in the U.S., the document is called a "Certificate of Title").

 

[CdnCarrie]

So no loan information. Someone questioned that previously. I didn't believe that MPI had that information.

 

[tvguy]

But this was described as a 20 year old rust bucket, that couldn't pass an inspection need to transfer the title.

This is not an immaculately maintained vehicle.

My husband drives a 86. And it is worth, to us at least, much more than $1,000.

Exactly. There is the resale value of a vehicle. Then there is the value of the transportation that vehicle provides.

 

[MaryLovesPoohBear]

Exactly. There is the resale value of a vehicle. Then there is the value of the transportation that vehicle provides.

But insurance is based on resale value, rather than transportation value.

 

[Kellydelly]

I think that your BIL should give you the salvage check so that you can put it towards another vehicle. Do you need to replace the car that was totaled? Not having transferred title makes this messy. But you already know that. I hope that if you need the money he gives it to you.

 

[Cannot_Wait_4Disney]

UGH

My husband rear ended someone last night and now our car is a write off. Thankfully, he’s ok, as well as the occupants of the other car.

We live in a province with no fault insurance. Meaning, we do not have to pay the other persons deductable to fix their car, we’d only have to pay to fix ours which won’t happen because the damage far exceeds the value of the car. I’ve said before that it’s held together by rust, and that’s not an exaggeration.

My bil (who I have long standing issues with) went to my husband and followed him as he drove the car home. Then, he came in while my husband called our insurance to report the accident. The car got towed to an impound lot where it will stay until later in the week when the adjuster takes a look at it.

I asked my bil point blank- who will get the money for the car after it’s written off. He said he would EVEN THOUGH he gave us the car as a wedding gift. I was soooo mad and voices were quickly raised.

I said we should get the money because A he gave us the car and B we are the ones who paid for new brakes, a new windshield, and a new fuel pump when they were needed. We’ve also being paying the insurance all that time, too.

The car is registered to bil because it wouldn’t pass a safety inspection to have the title transferred. So, when the cheque is written it will go to him. That’s his reasoning for keeping the money, legally it’s his car.

So, who do you think should get the money? It won’t be a lot, probably $1000 or so, so not a fortune, but enough to want it lol

Sorry for the novel..I’ll add more details if asked for them.

Well as it turns out, your wedding present wasn't a junk heap. It was just the use of a junk heap. I won't presume to tell you what to think about that.

 

[tvguy]

But insurance is based on resale value, rather than transportation value.

Not always. My son wrecked his 2006 Taurus in November. It had 160,000 miles on it. Damage was $6,000 (before $1,000 deductible) We all assumed it was totaled. He bought another car. The next day the adjuster said based on condition they would fix it! When they found out he wanted it totaled, he got market value, $2,500......so $1,500 after the $1,000 deductible.

 

[sam_gordon]

Not always. My son wrecked his 2006 Taurus in November. It had 160,000 miles on it. Damage was $6,000 (before $1,000 deductible) We all assumed it was totaled. He bought another car. The next day the adjuster said based on condition they would fix it! When they found out he wanted it totaled, he got market value, $2,500......so $1,500 after the $1,000 deductible.

I thought you said it's always better to fix things than to replace them. Why would you purchase another car without finding out what (or how much) insurance would cover?

 

[ronandannette]

Move over Arizona, Manitoba is the new wild, Wild West.

Please don't call Manitoba the West...real westerners get sensitive. (And Manitobans won't like it too much either! )

 

[tarheelmjfan]

Please don't call Manitoba the West...real westerners get sensitive. (And Manitobans won't like it too much either! )

It could be worse. You could live in Florida. Half the people love it & the other half think it's the pits of Hades. They have no problem letting you know how horrible your state of residence is either.

FWIW, the only places we've been in Canada are Vancouver & Victoria. We thought Vancouver was a fantastic city & Victoria was a fun small town.

 

[ronandannette]

It could be worse. You could live in Florida. Half the people love it & the other half think it's the pits of Hades. They have no problem letting you know how horrible your state of residence is either.

FWIW, the only places we've been in Canada are Vancouver & Victoria. We thought Vancouver was a fantastic city & Victoria was a fun small town.

And interestingly, although both are about as far West as you can get in Canada, they don't refer to themselves that way. They are "from the Coast" or "from the Island".

 

[tvguy]

I thought you said it's always better to fix things than to replace them. Why would you purchase another car without finding out what (or how much) insurance would cover?

I didn't. My son and DIL did.

 

[jevs]

Please don't call Manitoba the West...real westerners get sensitive. (And Manitobans won't like it too much either! )

Oh come on Netts, you should know by now to leave your feels at the door when you come into the CB

Would love to stay and chat but have to finish this thread https://www.disboards.com/threads/h...nt’s-credit-card.3667053/page-3#post-58874385 to learn how to impersonate someone to cancel their credit card

 

[tarheelmjfan]

Oh come on Netts, you should know by now to leave your feels at the door when you come into the CB

Would love to stay and chat but have to finish this thread https://www.disboards.com/threads/h...nt’s-credit-card.3667053/page-3#post-58874385 to learn how to impersonate someone to cancel their credit card