It is really very simple. Just sit back and think about all the WDW resorts, they are priced from the lowest to the highest according to how nice the resort is, the location of the resort, the amenities the resort offers, etc. That is why the range of WDW resorts go from the Value resorts to the Deluxe with the All Stars resorts at one end of the spectrum and the Grand Floridaian at the high end of the spectrum. The WDW resorts go from the least to the best and the prices reflect this. Disney does this very well with their resorts and the
DVC resorts are no exception. We all know and love Disney but we also know that they will get every last penny they can possibly get, there is a reason the DVC resorts are priced the way they are, just like there is a reason the All Stars vs the GF are priced the way they are. You get what you pay for .
It all boils down to lower points & dues yields large units, remote location, 1 source of transportation, no hotel amenities, far from parks, no nighttime entertainment, 1 restaurant, 1 gift shop.
Higher points & dues yields smaller units, fantastic location, several types of transportation, full deluxe hotel amenities, within walking distance or a boat ride to major parks, tons of nighttime entertainment, numerous restaurants and shops. You get what you pay for.