I bought a baggallini for a trip a few years ago, and only used it once because I didn't like it. When I would reach in to take something out, it would often flop open and a few times my credit card and ID actually fell out. I tried to figure out a way to arrange it so that wouldn't happen, but it was sort of limited in it's design.
But the worst part was it had a magnetic closure, and it demagnetized our hotel keys not once, but twice! I can't tell you how annoying it is to get back to your room, and then not be able to get into it. You are so tired by that point! Then we have to walk all the way to the lobby (not in the same building as our room) and wait for new keys to be made.
I tend to just wear a fanny pack type thing now. Some of them are not bad looking at all. Or they are dorky and I chose not to care!