What price would you definitely be a buyer at?

[Aussie RJ]

Of course it is. A DVC resort vacation is not a commodity. The formula only considers cost and assumes there is no difference between resorts. It makes no adjustment for location, transportation options, unique features, emotional pull, popularity, size, etc.

Interesting way to look at it, but for many of us, cost is not the only factor, and not even the most important one!

I guess in my case I would only consider the ‘cost’ if the resort already has an emotional pull etc.. DVC is a prepaid room package after all.

 

[Starport Seven-Five]

I guess we all see value differently. As per op, BWV at $110/22 years plus current dues is $12.37 a point. NYE standard is 20 points, that’s $248 for the night. I’d take BWV at $110 every day of the week.

BLT at current prices (pulled from the monthly dvcresalemarket report) would be $255 for NYE and Copper Creek would be $254. My preference would be to go that direction before Boardwalk but that is my preference.

Of course it is. A DVC resort vacation is not a commodity. The formula only considers cost and assumes there is no difference between resorts. It makes no adjustment for location, transportation options, unique features, emotional pull, popularity, size, etc.

Interesting way to look at it, but for many of us, cost is not the only factor, and not even the most important one!

I did make adjustments to some resorts for exactly those reasons. It wasn't a straight formula calculation.

The one oversight I will say is that it might not put enough weight on point charts. I adjusted for those manually and there could be a more formulaic way of doing that. I hesitate to give the point charts too much weight though as that only matters if you plan to stay only at the home resort.

 

[Aussie RJ]

BLT at current prices (pulled from the monthly dvcresalemarket report) would be $255 for NYE and Copper Creek would be $254. My preference would be to go that direction before Boardwalk but that is my preference.

I just passed ROFR at BLT for my NYE points

 

[MBTigger]

I currently either own or am in ROFR for the resorts I love (VGC, BCV, CCV, and BLT). I have no interest in adding anything else. That being said, I was still incredibly tempted to grab the 160 pt March UY subsidized Aulani contract listed on Fidelity at $85/point this past week! I decided against adding what I don’t need/really want, and it of course was gone quickly!

A subsidized AUL contact at that price would have been better for me than the SSR I did get. But I would need 200 pts at a minimum so I would have had to get a small add on along with it....

 

[virk4]

VGF $140

 

[MinnesoTristan]

I have been considering purchasing DVC since the pandemic started, and I have been watching prices come down. I saw 50 points at OKW with the use year I want, and I could pay cash for it today. Only thing holding me back is the uncertainty of not knowing when I would be able to go.

 

[bobbiwoz]

Probably $150 VGF. We have enough of other points, and a large enough maintenance bill.

 

[CLE2WDW]

I have been considering purchasing DVC since the pandemic started, and I have been watching prices come down. I saw 50 points at OKW with the use year I want, and I could pay cash for it today. Only thing holding me back is the uncertainty of not knowing when I would be able to go.

Agreed. The combination of future trip uncertainty combined with such a drastic cutback in Disney Park experiences make me feel like the trip wouldn’t be the same. Also, no APs doesn’t help either.

 

[Eric Smith]

@CastAStone
$150 for BCV is so close to the $165 for Riviera (@175 pts).

I get the difference in MFs but you get 20 more years on the contract and no restrictions.

Not to be morbid, but you’d really have to look at how many of those 20 years you would likely be alive for. 50 years is a long time and most people who buy in to DVC would never be able to use a contract that long.

 

[LTJoeFlo]

Not to be morbid, but you’d really have to look at how many of those 20 years you would likely be alive for. 50 years is a long time and most people who buy in to DVC would never be able to use a contract that long.

I’m still young and my kids aren’t even in grade school yet. We have every intention of passing our contracts down. A 2042 contract won’t even make it to our retirement. And if we get too old and the kids don’t want them, the RIV contract will command a higher resale price than an expired BCV contract. Even with a decades old resale restriction.

 

[CastAStone]

Not to be morbid, but you’d really have to look at how many of those 20 years you would likely be alive for. 50 years is a long time and most people who buy in to DVC would never be able to use a contract that long.

Hopefully all of them, probably most of them. I’m in my 30s. But again that’s not what I’m worried about here. I want to stay at BCV, plus I anticipate that I will be in a substantially better financial position in 2041 than I am in 2020. Gosh I better be. And so at that point buying another contract will not be as big a deal to me financially.

In any case, Assuming I am able to find BCV for $140 which is more the going rate for that size contract, the ~$4400 I’d put instead into my etrade account should be worth $24,000 in 2041, ($14500 in 2020 dollars), which should go a long way to fetching me something I could use for my remaining years.

 

[sethschroeder]

~$4400 I’d put instead into my etrade account should be worth $24,000 in 2041, ($14500 in 2020 dollars), which should go a long way to fetching me something I could use for my remaining years.

Are you putting it in to something specific or just trading based on knowledge over time?

 

[CastAStone]

Are you putting it in to something specific or just trading based on knowledge over time?

S&P CAGR

 

[HappyDisneyWife]

I’m good for now, but these would tempt me...

BCV: $95
SSR: $65
AKV: $75
BLT: $110
PVB: $80
VGF: $120
CCV: $75
RIV: $100

& if I found any contract under $100 for BLT, VGF... or VGC (while we’re dreaming here )... I would FIND the money & make it happen!!!

 

[HappyDisneyWife]

our guide told us we could rewrite our CCV direct contract we purchased in June because it hasn’t closed yet to add on RIV points. 64 points would get us to another discount, which means we’d effectively only pay $136.56/point and I confess I’m tempted!

I would be too! That’s a great direct add-on price!! Good luck!