Related question ... if you don't mind. We own points for ~1.5 WDW visits per year (based on our typical stay; more than one week, less than two). We bank points each year.
If we booked our home resort at 11 months then tried to switch at 7 months:
- The initial reservation at 11 months uses the banked points.
- The new reservation at 7 months, if I have sufficient points available, uses current year points. Canceling the original reservation releases my banked points ... which cannot be banked again.
- If I don't have sufficient points to book the new before canceling the old ... I must cancel the old first. On the up side, my new reservation uses my oldest points. On the downside, I might not be able to book my new reservation if availability diminishes during the time needed to complete the transaction.
The latter situation (cancel then book) is ok. It is the first situation (releasing the original reservation after booking the new) that concerns me. How might I avoid consuming current year points before banked??
FWIW, I book our known annual visit at 7 months and don't even try to swap reservations. However, I've been stuck twice in the "old points/new points" situation having booked speculative reservations. The one time I tried asking MS to swap the points I ended up with 108 points in holding. Arg.