I've stayed at WH a couple of times but not Vista Cay. They are both built by the same company: Pulte. From looking at VC website I would say they are both very similar as far as amenities go. I can't really see where VC would be considered any more of a resort than WH. The main pool is huge at WH with a zero entry area and large waterslide. There's a big castle play ground for kids and tennis, putting green, theatre, fitness, games etc. There's no organized activities at WH but I don't know about VC. VC would give you a closer access to SW, Universal and Int.Dr. WH is closer to Disney. Either one will get you to any parks in 5 - 20 min.
We've stayed in a couple of townhouses and really did appreciated having the splash pool for times when we're too tired to go to the main pool, like at night when you get back from the parks and want to relax. There's also 4 - 6 bedroom pool homes at WH. We're renting a 6 br for our Nov. trip.
Did you get your rates from owners or through a company? Most times you can rent from an owner at a better rate. We usually use vrbo.com but there's also windsorhillsrent.com and homeaway.com
The price of the home depends on what the home has for amenities. When you rent directly from the owner you can see exactly what that home has and how it's decorated. That price does seem a little high compared to some I've seen for Nov. but does it include tax and pool heat ( WH ).
I don't think you'll go wrong with either WH or VC.
