Ok, someone talk me off the ledge. It seems like I could get a 200 point contract (in my UY) for under $10k - man that feels tempting. A week at the Jersey Shore in a small rental easily runs you $5k per week. I guess the issue is the dues, right? At $14.40 pp, probably not much longer before you have to pay more in dues than you could rent them for, in which case, you're basically upside down value wise.
But, it could be nice to have those points to add on a few days at the beach to your WDW stay. And, those extra points could probably be pretty easily used for last minute stays at OKW or SSR, right? So, you get some mileage out of it there.
But, I really need to wait until I least visit the darn place, right? But, it's so cheap - I mean, could try it out for a couple of years, and if we don't like it, get rid of it, right? Sure, might have to sell it for $5k, but if we got a couple of years of beach vacations out of it, wasn't that pretty cheap? (No, no, no, do not submit an offer)