This might be part of your problem: there is no November use year.
Okay, it's December. But that means it's really the end of November that the points expire, right? Which is kinda my point about the points... I think.
Wait... what?
Hugs. December seems SO hard. You definitely need to work out some written system that works for you.
any chance you could share a screen shot of your notebook? No problem if it is too private. We are waiting to close on a September use year with 2016 points, we plan to book a trip as soon as possible. Then for September 2017 points we want to go in May of 2017, does that work? Why I so confused. I think a board said you can use them bc they know they are coming?
Looks just like what scubacat wrote. Except for February.
September UY works like this:
2015: 9/1/15 - 8/31/16
2016: 9/1/16 - 8/31/17
2017: 9/1/17 - 8/31/18
Following that mini-chart, you can see that you'd be using your "2016 use year" points to travel in May 2017.
Bristowe...
Feb UY, 160 points.
I used a bunch of 2016 points for a February trip this year. I booked that, of course, in March of 2015. Using 2016 points b/c my UY started in Feb and the trip was in Feb! So in March 2015 (11 month home resort booking advantage) I made that reservation using points that were in my 2016 UY.
I banked the remaining 2016s into 2017 UY b/c I had no plans until at least February 2017. In March I booked, with those points (the ones I had banked from 2016 into 2017), another home resort trip in Feb 2017 for me and my cousin. So all of my remaining 2016 UY points were them gone, and some of my 2017 points as well.
Then we got crazy and decided to take a December 2016 trip pre-cruise. Uh oh! I have no 2016 points (once that can cover Feb 2016 through Jan 31 2017) left!
Since I had zero remaining 2016 points, I borrowed 68 2017 points for it. Then just today it was finally our 7 month booking date so I booked a couple nights ahead of that at OKW, to have a nice weekend with my extended family.
So here we are, in May 2016, and I have no 2016 and no 2017 points left. (oh and I had to get ONE one-time point for the OKW trip LOL)
Should we decide to travel in 2017, I'll have to borrow 2018 UY points. Should we wait until 2018, I'll have 2018 UY points AND I can borrow 2019 points. Should we wait until 2019, I can bank 2018, use 2018, and borrow 2019 points for that.
This is why you need a system, if doing it in your head doesn't work for you.
What I did was open an account in Quicken for each contract. When I got my points, I'd enter a deposit. When I booked a stay, I recorded an withdrawal. Only have one contract now, but I still do it that way.
Neat idea!