Updated Disney Gift Card Deals and More

[FoxC63]

Let’s take a step back and focus more on Earned Points

Some CC companies offer discounted gift cards, is this recommended?

And what is the best way to use earned points, are they transferable and do they expire?

 

[SouthFayetteFan]

Let’s take a step back and focus more on Earned Points

Some CC companies offer discounted gift cards, is this recommended?

And what is the best way to use earned points, are they transferable and do they expire?

I'm honestly not totally sure I understand the first question - so I'll give a couple of responses. If you're talking about things like Chase offers and Amex offers where you save 10% at a store and can buy a gift card - those are great! If you're talking about redeeming points for gift cards, that can be a crapshoot. Sometimes a good deal, often not a good deal. But sometimes it is your only option. Also, if you sign-up for the card with that redemption option in mind and it is an acceptable value to you, then it can make sense!

The best way to use earned points is virtually impossible to answer. Some people use American Express Membership Rewards (MRs) points to fly internationally in first class in a cabin that has a shower and a bed. Others redeem them for 1.25cpp for cash via a Schwab account. Still others redeem them for Home Depot gift cards and buy a washing machine. All three are perfectly viable uses for those points.

There are flexible currencies out there. These would include URs, MRs, Citi Thank You Points (TYP). These often have a huge variety of options. They can even be transferred to travel partners which can further enhance their value. It's important to do your research and understand all of the options. TYP can be used for Disney tickets as an example... but I wouldn't use them for that because I have a different use for them.

And then there are more company specific currencies. Airline miles, hotel miles, etc. and these are often best used for that specific purpose. I earn SW points to fly on Southwest (as an example).

And of course lastly there are cash offers which are the easiest to understand but sometimes not the most lucrative.

Each program has its own expiration policy. Many points do not expire - this is a trend in the industry right now. This often involves another spreadsheet where you monitor how many points you have and what their expiration is.

 

[FoxC63]

Some CC companies offer discounted gift cards when you use your earned points, is this recommended?

 

[FoxC63]

Some CC companies offer discounted gift cards when you use your earned points, is this recommended?

Moving forward.
Q. Is it necessary or recommended to have an Airline credit card? How will it save me money? Can’t I get the same deal if I join an airline’s free membership/club?

 

[SouthFayetteFan]

Moving forward.
Q. Is it necessary or recommended to have an Airline credit card? How will it save me money? Can’t I get the same deal if I join an airline’s free membership/club?

If you are planning to fly a certain airline frequently, you should ALWAYS join the frequent flyer program. It is a no-brainer! It costs you nothing. You should enroll, your spouse should enroll, your kids should enroll, heck - your dog should enroll...

Wait a minute... don't enroll your dog, not a good plan! (a little grAAvy humor for my CC peeps)

Each of the airline's cards (Southwest, Delta, American, JetBlue, United, etc.) offer special benefits for having their cards. Priority boarding, fee credits, free bags, free in-flight entertainment, and so on. The benefits vary but they can be great! BUT almost every airline card I know of has an annual fee (AF). That can be a downside for folks. Most of these AFs are well worth the price of admission if you fly a lot though!

It also makes sense to earn miles/points from the airline you plan to fly the most. While you can transfer Chase URs to fly SW, and you can use Chase URs to book flights on SW... your best plan is to earn SW points with a SW card to fly SW. Sense the theme here??

Earning Butt-In-Seat miles/points with major airlines is HARD work. You have to fly A TON to earn just one free flight. The airline's branded credit card is like a super-charged shortcut to free flights. I haven't paid for a SW flight in years but I've flown them dozens of times free thanks to their credit card partnership with Chase!

 

[FoxC63]

Last question,

Q. Is there a limit on how many credit cards you can apply for?

 

[SouthFayetteFan]

Last question,

Q. Is there a limit on how many credit cards you can apply for?

Well my wife and I are at 95... so you tell me??

I will say that we often discuss PACING on our thread. It is very important that you pace yourself, if you run too fast, you will be denied for cards or ::GASP:: worse - shutdown!

Recommended reading here would be my Fireside Chat on Pacing: https://www.disboards.com/threads/i...t-page-for-addl-details.3729982/post-61161429

When somebody is new to the game, the desire is often to grab ALL OF THE CARDS!! They see others going on extravagant FREE trips and there is a bit of "card envy". The problem with the credit card churning game is there's no way to jump to the front of the line. You often have to put in the work. It's important to start earning for a domestic trip 12-15 months in advance and international trips you want to be 18-24 months in advance. This gives you time to earn enough points! Cashback is a different story since it posts immediately and is available for use quickly.

And since a new person wants "all of the cards" they have to be selective with their applications. Because you can't simply get all of the cards in a short time frame.

 

[FoxC63]

@SouthFayetteFan

That’s all the questions I have. I think we’ve gained invaluable information from you.

Thank you so much for taking the time to be with us in our corner of the world. You are a gracious host, Master of Deals and without question, one of the most knowledgeable DISer’s on credit cards I know. Yes my friend, you are King!


And thank you for your kind words and all the support throughout my journey here on the DIS.



To all,
Thank you for your time and patience.
If you have any questions for @SouthFayetteFan please remember to tag him.

Tomorrow morning, all credit card questions should be asked on the I love credit cards so much! where you’ll find the most wonderful DISer’s willing and able to help you step, by step.

Thanks everyone!

 

[FoxC63]

I sent a few emails to BJ’s to find out if they were planning on having the Bulk Disney Gift Cards sale and never heard back. I am not a member of BJ’s so if they should run the promotion, PLEASE post the offer & details.

 

[SouthFayetteFan]

@SouthFayetteFan

That’s all the questions I have. I think we’ve gained invaluable information from you.

Thank you so much for taking the time to be with us in our corner of the world. You are a gracious host, Master of Deals and without question, one of the most knowledgeable DISer’s on credit cards I know. Yes my friend, you are King!
View attachment 544298

And thank you for your kind words and all the support throughout my journey here on the DIS.



To all,
Thank you for your time and patience.
If you have any questions for @SouthFayetteFan please remember to tag him.

Tomorrow morning, all credit card questions should be asked on the I love credit cards so much! where you’ll find the most wonderful DISer’s willing and able to help you step, by step.

Thanks everyone!

I appreciate all of the kind words. We will welcome anybody to our Credit Card thread. We also can provide links to additional sources of information - which if anybody jumps in over there on our DIS thread we'll make sure to extend the invite to that forum as well!

 

[FoxC63]

For prosperity, a link has been added to Post #10 More Ways to Save for the 12/16/20 Interview with @SouthFayetteFan on Credit Cards.

 

[poofyo101]

I sent a few emails to BJ’s to find out if they were planning on having the Bulk Disney Gift Cards sale and never heard back. I am not a member of BJ’s so if they should run the promotion, PLEASE post the offer & details.

They are not planning on running the promo.

 

[FoxC63]

Added Offer ~ 12/16/20

Discount District
Albertsons/Safeway:

• Buy $60 Select Gift Cards & Get $6 Off Instantly
  • Includes: GameStop, Roblox & Xbox
  • Limit 1. Direct link to digital coupon.
  • Expires 12/22/20. GC Galore
• Buy $125 Select Gift Cards & get $15 off Instantly
  • Includes: DoorDash, Uber & Uber Eats
  • Limit 1. Direct link to digital coupon.
  • Expires 12/22/20. GC Galore

Best Buy:

• Buy $100 Sephora Gift Card & Get $20 Best Buy Gift Card Free
  • Limit 1 Per Transaction. Direct link to offer
  • Expiry date unknown. Link
• Buy $250 Delta Gift Card & Get $25 Best Buy Gift Card Free
  • Limit 1 per transaction. Direct link to offer
  • Expiry date unknown. Link
• Save $20 on $100 Fanatics eGift Card
  • Limit & Expiry date unknown. Direct link
• Save $2.50 on $25 H&M Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $5 on $50 H&M Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $5 on $25 NBA Store Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $10 on $50 NBA Store Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $20 on $100 NBA Store Digital Gift Card
  • Limit & Expiry date unknown. Link
• Save $5 on $25 NFL Shop Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $10 on $50 NFL Shop Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $5 on $25 NFL Shop Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $20 on $100 NFL Shop Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $5 on $25 MLB Shop Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $10 on $50 MLB Shop Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $20 on $100 MLB Shop Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $10 on $50 NHL Shop Digital Gift Card
  • Limit & Expiry date unknown. Direct link
• Save $20 on $100 NHL Shop Digital Gift Card
  • Limit & Expiry date unknown. Direct link

Food Lion: Buy $100 Select Gift Cards + $20 Groceries & Get $20 Off

Includes: Apple/iTunes, Domino’s, Gap Options, Roblox, Spafinder, Wendy’s & Uber.​

Limit 1 per transaction. Expires 12/22/20. GC Galore​

H-E-B:

• Buy $30 Select Gift Cards & get $5 H-E-B gift card free:
  • Whataburger, Subway & Sonic
  • Limit 1. Direct link to digital coupon
  • Expires 12/22/20.
• Buy $50 Bath & Body Works Gift Card & get $10 H-E-B gift card free
  • Limit 1. Direct link to digital coupon.
  • Expires 12/24/20.
• Buy $50 Select Gift Card & get $10 H-E-B gift card free:
  • Netflix, Hulu & PlayStation Store
  • Limit 1. Direct link to digital coupon
  • Expires 12/24/20. GC Galore

Kroger:

• Save $10.00 on 2x Aerie Gift Cards Totaling $50 or more.
  • Limit 1. Direct link Expires 12/28/20.
• Buy Southwest Gift Card & Earn 200 Bonus Fuel Points - YMMV
  • Limit 1. Expires 12/29/20. GC Galore
• Save 15% on 2x Fanatic's Gift Cards Totaling $50 or more.
  • Limit 1. Direct link Expires 1/02/21

Kroger Online Holi-Days of Deals: Save on Select Gift Cards and earn 2x Fuel Points:

• Save $10 off $75 Under Armour eGift Card - Limit 2
• Save $10 off $50 Steak N Shake eGift Card - Limit 5
  Expires 12/24/20 or while supplies lasts. Direct link

MISC.
GC Galore has several posts regarding Google Pay App & their deals which can be seen here, here, here, here and here. Must be some great deals unfortunately, I'm hungry, tired and it's late! I'll update Post #6 Cashback (CB) Portals Discounted Gift Card Websites & Apps tomorrow.

REI: Buy $100 Gift Card & Get $20 Bonus Card

REI membership required, $20 REI Lifetime Membership.​

Limit 1. Direct link to offer.​

Bonus cards valid December 26, 2020 to January 4, 2021​

Offer expires 12/17/20. GC Galore​

You can stack it with the REI offer in Google Pay.​

 

[FoxC63]

They are not planning on running the promo.

How did you find that out?

 

[FoxC63]

Just Adding

Disney Gift Card Deals
ShopRite: Buy $50 Disney Gift Card & Save $10 On Next Shopping Order

Limit one per customer.​

ShopRite Stores In Maryland - Offer Expires 12/17/20​

ShopRite Stores Outside Of Maryland - Offer Expires 12/19/20​

GC Galore @RivShore​

Discount District
ShopRite: Buy $50 Third Party Gift Cards & Save $10 On Next Shopping Order

Limit one per customer.​

ShopRite Stores In Maryland - Offer Expires 12/17/20​

ShopRite Stores Outside Of Maryland - Offer Expires 12/19/20​

GC Galore @RivShore​

 

[poofyo101]

How did you find that out?

I emailed the staff that was handling the sale last year. when asked about the 8% off promo
"I don’t expect any additional promos this year at all"

I would believe him based upon the response.

 

[FoxC63]

Added Offers ~ 12/17/20

Discount District
Giant/Martin’s Stop & Shop:
Earn 10x Points On Domino’s & Spafinder Gift Cards

Offer Valid December 18-24. GC Galore​

Giant Eagle:

• Save $10 on TWO $30 WetGo Gift Card + Earn 100 Bonus Fuelperks
  • Expires 12/23/20 GC Galore
• Save $10 off $50 Aerie eGift Card
  • Limit 1. Direct link to offer
  • Expires 12/23/20
• Save $10 off $50 TopGolf eGift Card
  • Limit 1. Direct link to offer
  • Expires 12/23/2020
• Earn 2x For Every $50 Spent On Select Gift Cards
  • Includes: Brinker, Darden, Dick’s Sporting Goods, Domino’s, Google Play, Lowe’s, Macy’s, Outback Steakhouse, Panera Bread, Red Lobster & Subway.
  • Offer valid in-store & online. Direct link to offer.
  • Expires 12/24/20. GC Galore
• Save $7.50 off $50 Spafinder eGift Card
  • Limit 1. Direct link to offer
  • Expires 12/30/2020

Kroger:
Buy 2x Happy Or Giving Good Gift Cards & Save $7.50 On Grocery Purchase

Limit 1 coupon per household. Direct link to digital coupon.​

Offer valid 12/20/20-1/2/21. GC Galore​

Kroger Online Holi-Days of Deals: Save $10 off $50 DSW eGift Card

Limit 2. Earn 2x Fuel Points
Expires 12/24/20 or while supplies lasts. Direct link​

Target: Save 10% On $25 & $50 Topgolf Gift Cards

Limit Unknown. Direct link to offer.​

Expiry date unknown. GC Galore​

You can save more with the Target/Google Pay offer which will also stack with 5% from ABOC Platinum Rewards or the Marriott Amex 8x offer.​

Same is true with Target Offer $60 Hello Fresh eGift Cards For $51​

Walmart: Save 10-20% On Select Gift Cards

• $25 CBS All Access gift cards for $22.50
• $50 CBS All Access gift cards for $45
• $100 CBS All Access gift cards for $90
• $25 California Pizza Kitchen gift cards for $21.25
• $50 California Pizza Kitchen gift cards for $42.50
• $100 California Pizza Kitchen gift cards for $85
• $20 Domino’s gift cards for $18
• $50 Domino’s gift cards for $45
• $25 Fanatics gift cards for $20
• $50 Fanatics gift cards for $40
• $100 Fanatics gift cards for $80
• $25 Landry’s gift cards for $22.50
• $50 Landry’s Seafood House gift cards for $45
• $25 Main Event gift card for $22.50
• $25 National Amusement Showcase Cinemas gift cards for $22.50
• $25 Spa & Wellness gift cards for $22.50
• $50 Spa & Wellness gift cards for $45
• $100 Spa & Wellness gift cards for $90
• $30 Spotify gift cards for $27
• $60 Spotify gift cards for $54
• 3 month WWE Network gift cards for $25.47
  • Limit 2 or 5 depending on brand. Direct link to offer
  • Expiry date unknown. Link

Warehouses
NEW Membership Offer!
Sam’s Club: Join For $45 & Get $45

Two options available here & here. Expiry dated unknown.​

Possible stack with Discover Offer, Get $45 off $45 Sam's Club Membership , which expires 12/31/20 Doctor of Credit​

Amazon & Credit Card Offers
Amazon DP:

• Amazon Prime New or Renew Membership Can Now Be Paid With Gift Card Balance
  • Posted on 12/17/20 by Doctor of Credit

TGI Fridays Chase Offer: Get 10% Back On Up To $60 Of Spend - Targeted

Expires 12/31/20. GC Galore​

MISC.

Alaska Airlines: 30% Off All Flights With Promo Code CARELINE

Must book by December 19th, 2020.​

Good on flights through next summer Doctor of Credit​

 

[FoxC63]

There's a lot of talk about Google Pay which recently relaunched their app as GPay.
If you have the old version, update your device to save big!

GC Galore recently posted this article 'Google Pay Card-Linked Deals: 13+ Great Stacking Opportunities' showcasing a few great deals like these;

$21 back when spending $50 at Target. - Works on Disney Gift Cards!​

20% cashback at REI on up to $250 of spend.​

20% cashback at Burger King.​

He describes How to Use the App with step by step instructions, offers tips and suggestions and includes what credit cards work, how to save even more when using credit card offers and cashback sites. It's an excellent read, easy to understand and to top it all off, he provides examples/images of what you need to look for.

Doctor of Credit posted his own article as well 'Google Pay is the latest app in the world of Deals Stacking' He even included a link to all the deals he's posted and you can find them here.

Going forward, GPay App deals like all other apps will be posted in the MISC. section on a daily basis when available. I've also included a link to GC Galore How To on Post #6 Cashback (CB) Portals Discounted Gift Card Websites & Apps

 

[bbsearchlight]

SouthFayetteFan, I think most people here are looking for a few tips to save money on a Disney trip but are not interested in spending 18 hours a day keeping track of 95 credit cards. There are plenty of other blogs out there which are totally devoted to the manufactured spending game and people who spend every waking hour doing that. People here just want a few tips on how to save money on Dsiney trips and Dinsey gift cards that can be done in a minute or 2. Like an Amex offer. Or a sale at BJ's on Disney gift cards.

 

[FoxC63]

[

SouthFayetteFan, I think most people here are looking for a few tips to save money on a Disney trip but are not interested in spending 18 hours a day keeping track of 95 credit cards. There are plenty of other blogs out there which are totally devoted to the manufactured spending game and people who spend every waking hour doing that. People here just want a few tips on how to save money on Dsiney trips and Dinsey gift cards that can be done in a minute or 2. Like an Amex offer. Or a sale at BJ's on Disney gift cards.

Everyone is entitled to their opinion but posting such an attack of my invited guest is unwarranted.