I always debated the
travel insurance thing.
Earlier this month we were in WDW and I had a fall at Epcot. Ended up in the ER, lots of x-rays, and ended up w/ a sprained left foot and right sprained forefoot. Three weeks later, still hurting!
But just last week it occurred to me - "WAIT! We had travel insurance!" So I called the 800 number and sure enough, they will cover whatever is left over after my medical insurance pays their part. Luckily, there should just be 10% left over....and travel insurance will serve as secondary coverage. That 10% could potentially be 100's of dollars!
The travel insurance rep was very nice. She said it would be no problem, and to just call them when I get a statement showing what the remaining balance is and then they would open a claim for me.
I guess I should post agian once everything IS indeed paid for. But for now, I am very happy!
Will you fall while you're on vacation? Likely, NO. But will I get travel insurance the NEXT time we go to WDW? Absolutely!!!