Thoughts on Renting Out Points

I could also see how the on-demand reservations might be a bit less stressful from a rental perspective just because you won't need to be calling MS to change the names on the reservation. On one hand, if you're comfortable what you're doing doesn't meet Disney's definition of commercial renting, no, I don't have a problem saying the rental is for personal use, but a lot easier to just check that box when you are making that initial reservation online than having to call in one (or more times) on a confirmed reservation. Also feel like the latter could be a lot easier for Disney to flag should they decide they're going to take enforcement beyond a box/verbal attestation.




Yeah, this is all very interesting. It's like common wisdom - don't exchange direct with Disney, it's a bad value! And, sure, the savings you will get over cash rates at WDW resorts is definitely much more, but $15 or more on a direct cruise swap is not bad at all. I might just have to call MS this week to confirm I'm understanding everything.

Another thing I was just thinking about is the modification/cancellation policy on this. Looks like they give you back the points, but they have to be used within the Disney Collection in the same UY (and you'd have to pay another $95 transaction fee which I presume would be waived if you buy MMB).

Also, apparently the normal 11-month booking does not apply to booking cruises - you can use your points from the applicable UY as soon as the cruise points charts are published. And, can also purchase OTUPs now for the same future cruises.

Lots to think about and digest here.

And, from what I have been told is that when DCL the cash rates, they will also adjust points in that same category.

So, it’s always good to check!! And now that MMB waives the $95 fee, it adds to it!!
 
And, from what I have been told is that when DCL the cash rates, they will also adjust points in that same category.

So, it’s always good to check!!
Ok, that is very good to know as well. I had been thinking about whether the points charts they release are static because I presume the cash pricing for a cruise 2 years away could easily change between now and then. So, sounds like a quite a few things to keep in mind.
 
I could also see how the on-demand reservations might be a bit less stressful from a rental perspective just because you won't need to be calling MS to change the names on the reservation. On one hand, if you're comfortable what you're doing doesn't meet Disney's definition of commercial renting, no, I don't have a problem saying the rental is for personal use, but a lot easier to just check that box when you are making that initial reservation online than having to call in one (or more times) on a confirmed reservation. Also feel like the latter could be a lot easier for Disney to flag should they decide they're going to take enforcement beyond a box/verbal attestation.




Yeah, this is all very interesting. It's like common wisdom - don't exchange direct with Disney, it's a bad value! And, sure, the savings you will get over cash rates at WDW resorts is definitely much more, but $15 or more on a direct cruise swap is not bad at all. I might just have to call MS this week to confirm I'm understanding everything.

Another thing I was just thinking about is the modification/cancellation policy on this. Looks like they give you back the points, but they have to be used within the Disney Collection in the same UY (and you'd have to pay another $95 transaction fee which I presume would be waived if you buy MMB).

Also, apparently the normal 11-month booking does not apply to booking cruises - you can use your points from the applicable UY as soon as the cruise points charts are published. And, can also purchase OTUPs now for the same future cruises.

Lots to think about and digest here.

Yes please let us know what you find out. I dont love that cancel policy
 

Yes please let us know what you find out. I dont love that cancel policy

It’s why you can’t exchange and use in the last 4 months of your UY because they have to have time to rent the room to pay for the trade.

Once they do that, the room is gone from DVC inventory and thus why the points can’t go back to reserving another DVC room…
 
Ok, someone tell me I'm looking at this wrong or give me some thoughts or suggestions. I'm a new DVC owner - after my next resale contract closes, I'm going to have a really nice amount of points (950). I'm using all of them next year and probably even borrowing some. For my October 2026 UY, I'd like to rent some points (probably close to 500 of them) to fund a Disney Cruise for my family. Of course, exchanging directly through Disney is easy, but not a very good deal. That has led me to do a lot of thinking about the best way to rent out my points. I've looked a lot at and dvcrentalstore.com and dvcrequest.com and a few others, but mostly those two. I've thought a lot if I want to try to rent them out on my own, how I'd draft the contract, what my payment and cancellation policies would be, and where I might post my points for rent. And, of course, I've joined plenty of Facebook groups where you start to see how a lot of people list their points/reservations for rent.

I keep coming back to the same conclusion - the quickest, easiest, and most profitable way to rent out the points is to book confirmed reservations that cost as little points as possible (resort view studios if you can get them). If you can get them in December, that's probably the most profitable time - a month where the DVC savings is at a maximum and there is lots of demand. Then either list those for rent somewhere myself or, if I want to make things a bit easier (and probably get a little less money), go to dvcrentalstore.com, and list them where you can request you get paid $20/point (haven't been able to figure out how much dvcrequest.com will let you list confirmed reservations for).

I don't really like this - I'd rather be able to make custom reservations for people at their request. Feels like it is better for the renter and better for the system overall - why should I be trying to take up all sorts of December availability for rooms I'd probably never book myself? But, the most you can get going through the two major brokers is $18/point for custom request reservations. And, by the time a custom request comes through for a December reservation, the rooms are probably gone. Sure, I can list the points and do the legwork to rent them out myself, but that will likely take a lot more time and effort, but maybe I'm overestimating that and/or underestimating how easy it is to book cheaper rooms at a time like December. But, it almost seems like the way this ecosystem currently works, it encourages you to book up the cheaper rooms and rent them out as confirmed reservations.

Welcome any thoughts from other owners on how they approach renting their points. Feel free to tell me I'm wrong or why renting them out on my own isn't really that much more difficult. I'd also really be interested in how people who have rented out on their own have approached payment and/or cancellation policies. I keep going back and forth on whether I'd require all payment up front or something like 50% up front and 50% due 60 days before the reservation. If someone needs to cancel, I think giving them the ability to rebook using the same amount points for another time in your UY (if there is availability) seems like it would be a good thing to offer too.
We've been in this situation a couple times when adding on, having some extra points to rent. I usually buy a DVC Rent/Transfer membership on this board and do it that way or I've also used David's. On here though, you are not sharing the money with any 3rd party besides cost of Rent/Trade membership. I feel like people have specific things they want and I personally wouldn't do a confirmed reservation. I also usually regret renting out my points and wish I had them back when I want to book "one more trip" 🤣
 
Ok, someone tell me I'm looking at this wrong or give me some thoughts or suggestions. I'm a new DVC owner - after my next resale contract closes, I'm going to have a really nice amount of points (950). I'm using all of them next year and probably even borrowing some. For my October 2026 UY, I'd like to rent some points (probably close to 500 of them) to fund a Disney Cruise for my family. Of course, exchanging directly through Disney is easy, but not a very good deal. That has led me to do a lot of thinking about the best way to rent out my points. I've looked a lot at and dvcrentalstore.com and dvcrequest.com and a few others, but mostly those two. I've thought a lot if I want to try to rent them out on my own, how I'd draft the contract, what my payment and cancellation policies would be, and where I might post my points for rent. And, of course, I've joined plenty of Facebook groups where you start to see how a lot of people list their points/reservations for rent.

I keep coming back to the same conclusion - the quickest, easiest, and most profitable way to rent out the points is to book confirmed reservations that cost as little points as possible (resort view studios if you can get them). If you can get them in December, that's probably the most profitable time - a month where the DVC savings is at a maximum and there is lots of demand. Then either list those for rent somewhere myself or, if I want to make things a bit easier (and probably get a little less money), go to dvcrentalstore.com, and list them where you can request you get paid $20/point (haven't been able to figure out how much dvcrequest.com will let you list confirmed reservations for).

I don't really like this - I'd rather be able to make custom reservations for people at their request. Feels like it is better for the renter and better for the system overall - why should I be trying to take up all sorts of December availability for rooms I'd probably never book myself? But, the most you can get going through the two major brokers is $18/point for custom request reservations. And, by the time a custom request comes through for a December reservation, the rooms are probably gone. Sure, I can list the points and do the legwork to rent them out myself, but that will likely take a lot more time and effort, but maybe I'm overestimating that and/or underestimating how easy it is to book cheaper rooms at a time like December. But, it almost seems like the way this ecosystem currently works, it encourages you to book up the cheaper rooms and rent them out as confirmed reservations.

Welcome any thoughts from other owners on how they approach renting their points. Feel free to tell me I'm wrong or why renting them out on my own isn't really that much more difficult. I'd also really be interested in how people who have rented out on their own have approached payment and/or cancellation policies. I keep going back and forth on whether I'd require all payment up front or something like 50% up front and 50% due 60 days before the reservation. If someone needs to cancel, I think giving them the ability to rebook using the same amount points for another time in your UY (if there is availability) seems like it would be a good thing to offer too.
Spec renting is evil and a detriment to the entire membership.
 
Everyone is entitled to their opinion. I’m sticking by my belief that spec renting comes out of pure greed and profit seeking and then tries to justify why that personal greed outweighs being overall detrimental to the broad membership.
I'm inclined to agree with you. And I will say the more I have thought about this since my opening post, the more I have concluded that, should I rent my points, I'll probably just rent using a broker for reservations requested by renters. I'll be honest and state that I'm probably more driven by the convenience of doing it that way, but since I also think it is the better thing to do, definitely helps push me in that direction.

I do think one of the problems is that many members might agree that spec renting isn't the right thing to do, but then you see the many other people obviously renting out spec reservations on Facebook. Hard not to see that and say, to hell with it, if everyone else is doing it, what do I stand to gain up here on my high horse. And, if Disney isn't going to do anything to meaningfully stop it, why should I be the one to lose out on more money. Is it rationalization of greed that harms the rest of the membership? Almost certainly. Am I going to pass a lot of judgment on people doing that when I think the only real power to stop it lies with Disney? I'm not personally inclined to.

I'm trying to think of a good analogy. Let me see if this one works. You're at a park and you're looking for a trash can to throw away some trash. You come across a trash can that is full and overflowing with a sign that says, please do not dispose of trash if trash can is full. Then, you see 5 or 6 other people pass by and put their trash on top of the pile accumulating next to the trash can. And, you think to yourself, I really shouldn't add my trash to the pile, but no one else is following the rules, so why should I be the only one who carries my trash back to my car and takes it home. And surely my one little item of trash isn't going to really make much difference. Is it the right thing to do to leave your trash there? I'd say no. Am I going to judge the people who do very harshly? Not really. Where does the real problem lie? With the fact that the trash is not being picked up regularly enough (which could be on account of various reasons - poor employees, lack of funding, etc.).
 
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Everyone is entitled to their opinion. I’m sticking by my belief that spec renting comes out of pure greed and profit seeking and then tries to justify why that personal greed outweighs being overall detrimental to the broad membership.
This might be even more controversial, but I’d prefer spec renting of SSR/OKW to on demand rental of other locations. I think the ideal is on demand for SSR/OKW and maybe VB or HHI, then spec renting of the same. Then on demand renting of other locations. Last in preference is spec renting for other locations.

But that’s just my personal take and preference.
 
I'm inclined to agree with you. And I will say the more I have thought about this since my opening post, the more I have concluded that, should I rent my points, I'll probably just rent using a broker for reservations requested by renters. I'll be honest and state that I'm probably more driven by the convenience of doing it that way, but since I also think it is the better thing to do, definitely helps push me in that direction.

I do think one of the problems is that many members might agree that spec renting isn't the right thing to do, but then you see the many other people obviously renting out spec reservations on Facebook. Hard not to see that and say, to hell with it, if everyone else is doing it, what do I stand to gain up here on my high horse. And, if Disney isn't going to do anything to meaningfully stop it, why should I be the one to lose out on more money. Is it rationalization of greed that harms the rest of the membership? Almost certainly. Am I going to pass a lot of judgment on people doing that when I think the only real power to stop it lies with Disney? I'm not personally inclined to.

I'm trying to think of a good analogy. Let me see if this one works. You're at a park and you're looking for a trash can to throw away some trash. You come across a trash can that is full and overflowing with a sign that says, please do not dispose of trash if trash can is full. Then, you see 5 or 6 other people pass by and put their trash on top of the pile accumulating next to the trash can. And, you think to yourself, I really shouldn't add my trash to the pile, but no one else is following the rules, so why should I be the only one who carries my trash back to my car and takes it home. And surely my one little item of trash isn't going to really make much difference. Is it the right thing to do to leave your trash there? I'd say no. I am going to judge the people who do very harshly? Not really. Where does the real problem lie? With the fact that the trash is not being picked up regularly enough (which could be on account of various reasons - poor employees, lack of funding, etc.).
Tragedy of the Commons.
 
I'm inclined to agree with you. And I will say the more I have thought about this since my opening post, the more I have concluded that, should I rent my points, I'll probably just rent using a broker for reservations requested by renters. I'll be honest and state that I'm probably more driven by the convenience of doing it that way, but since I also think it is the better thing to do, definitely helps push me in that direction.

I do think one of the problems is that many members might agree that spec renting isn't the right thing to do, but then you see the many other people obviously renting out spec reservations on Facebook. Hard not to see that and say, to hell with it, if everyone else is doing it, what do I stand to gain up here on my high horse. And, if Disney isn't going to do anything to meaningfully stop it, why should I be the one to lose out on more money. Is it rationalization of greed that harms the rest of the membership? Almost certainly. Am I going to pass a lot of judgment on people doing that when I think the only real power to stop it lies with Disney? I'm not personally inclined to.

I'm trying to think of a good analogy. Let me see if this one works. You're at a park and you're looking for a trash can to throw away some trash. You come across a trash can that is full and overflowing with a sign that says, please do not dispose of trash if trash can is full. Then, you see 5 or 6 other people pass by and put their trash on top of the pile accumulating next to the trash can. And, you think to yourself, I really shouldn't add my trash to the pile, but no one else is following the rules, so why should I be the only one who carries my trash back to my car and takes it home. And surely my one little item of trash isn't going to really make much difference. Is it the right thing to do to leave your trash there? I'd say no. Am I going to judge the people who do very harshly? Not really. Where does the real problem lie? With the fact that the trash is not being picked up regularly enough (which could be on account of various reasons - poor employees, lack of funding, etc.).
That sounds like moral disengagement. The person could simply hold on to the trash and throw it away somewhere else.

If I feel internally that an action is wrong then I personally feel that it is wrong regardless of what others are doing.

You can push back…. Is it OK for everyone to drive above the speed limit on the road? Is 5mph over worse than 50mph over if 5mph is the speed everyone else is going… I get it… I’m not an ethicist…

Others will say that I’m be a hypocrite because I have walked reservations in the past… Yes, I have, and I personally don’t feel there is anything wrong with it.

But, if I am going to stand on a DIS Soapbox it will be that spec renting harms significantly more people than it benefits, is purely for monetary greed, and I wish extremely bad karma on everyone who does it.
 
Everyone is entitled to their opinion. I’m sticking by my belief that spec renting comes out of pure greed and profit seeking and then tries to justify why that personal greed outweighs being overall detrimental to the broad membership.
You know I am 100% anti commercial renting. I have rented points, I chose not to do it on my own and use a broker. Brokers have set it up to where you get more money for specs so thats what I did. The difference between me and crummy FB renters is that I didn't book 12 reservations at the highest demand resorts at the highest in demand times and then post them all at once hoping someone would bite. I booked under 7 months random nights that were available at hard to get resorts and the broker listed them for rent to pay for our cruise. The problem with renting out certain resorts on demand is that requires doing it at 7-11 months and I wanted to use points that needed to be used sooner than that, also the good rooms are already snagged up the commercial renters to spec rent so your on demand rental becomes much harder to fill. So while I loathe commercial spec renting I had to do it, I wont make things less profitable or more difficult for myself until DVC has done something to fix the issue of commercial renters.
 
You know I am 100% anti commercial renting. I have rented points, I chose not to do it on my own and use a broker. Brokers have set it up to where you get more money for specs so thats what I did. The difference between me and crummy FB renters is that I didn't book 12 reservations at the highest demand resorts at the highest in demand times and then post them all at once hoping someone would bite. I booked under 7 months random nights that were available at hard to get resorts and the broker listed them for rent to pay for our cruise. The problem with renting out certain resorts on demand is that requires doing it at 7-11 months and I wanted to use points that needed to be used sooner that that, also the good rooms are already snagged up the commercial renters to spec rent so your on demand rental becomes much harder to fill. So while I loathe commercial spec renting I had to do it, I wont make things less profitable or more difficult for myself until DVC has done something to fix the issue of commercial renters.

I will add commercial renters have made things VERY HARD for me to own VGC, so much so that I would sell VGC before any of my other points. Commerical renters TOOK that joy of owning VGC from me and I wont let them also take money and time away from me by me doing what is "morally" right. DVC has let the commerical entities set the rules so I have to play by them unfortunately.
 
You know I am 100% anti commercial renting. I have rented points, I chose not to do it on my own and use a broker. Brokers have set it up to where you get more money for specs so thats what I did. The difference between me and crummy FB renters is that I didn't book 12 reservations at the highest demand resorts at the highest in demand times and then post them all at once hoping someone would bite. I booked under 7 months random nights that were available at hard to get resorts and the broker listed them for rent to pay for our cruise. The problem with renting out certain resorts on demand is that requires doing it at 7-11 months and I wanted to use points that needed to be used sooner that that, also the good rooms are already snagged up the commercial renters to spec rent so your on demand rental becomes much harder to fill. So while I loathe commercial spec renting I had to do it, I wont make things less profitable or more difficult for myself until DVC has done something to fix the issue of commercial renters.
I still think you are wonderful.

As you know, the shenanigans that go on with the BW view studios (and therefore the 2Bd’s) and all of the VGC rooms are what draw my ire on this…
 




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