Aside from the burning in my legs and back from a ruptured disc (yup, that part of the drive stinks) I honestly don't mind driving down, and have done so every summer for the past 10 years. Key strategies are don't drive in July when Congress is still in session. Try to get through Virginia in the early afternoon, well before the evening rush hits. Get the hell through the Norther half of NJ before the morning rush into NYC starts, and don't drive down on the weekend. Mid week is MUCH better for the trip South. It usually takes us between 18 and 19 hours on the road. We have had years when it was much worse. We got stuck in awful traffic on I95 in the Northern half of Virginia, took over 3 hours to go 12 miles one year. It was brutal. We've had years where there were just accidents and slow downs everywhere.
One year, we left here at something like 3 in the morning, got through NJ with only one real slow area, because they were doing overnight construction. We were on 495 by 7:30 in the morning . . and then . . . we hit a huge pot hole, broke a steering knuckle on the car at 75MPH in the center lane with cars on both sides of us. Serious white knuckle driving for a bit there, while things shook, and veered all over the place. Managed to get the car off the road, in one piece.
AAA towed us into Glen Burnie, where we dropped $1k on repairs, and wound up staying the night. Next morning we were on the road just before noon, and drove straight through to Orlando, arriving after 2:00 in the morning. That was a long, exhausting day. Tail lights in front of me were starting to swirl around by the time we got there. Had it taken another half hour, I would not have been able to do it.
Thankfully, the drive usually goes MUCH smoother than that!
No, we aren't on the dining plan, we aren't even staying on site. We are staying at Dreams Villas this year, and pay for our dining out of pocket. We do enjoy our table service meals. It is our version of a mid day break. We don't always have desert though, so that takes some of the cost out of it, and we will have an AP, so we will get a bit of a discount on some of the meals. Everything is paid for with Disney Gift Cards, which we buy at
Sams Club. Sams sells the $500 card for about $480, so we save $20 on every card. We pay with our Disney Visa, which gives us another $4.80 in Disney Reward dollars for each card we buy, which we can spend on the trip, and since my wife is a Plus member at Sams, she gets another $10 in rewards at Sams for every $500 she spends, which nets us nearly another $50. All of that, plus the AP discount, makes the food a bit less expensive than you would expect. $500 in dining minus the AP 10% discount is $450. Paid for with a $500 gift card that cost us $480, so we saved another $20 there, bringing our cost down to $430. We got a $10 reward from sams, so now we are at $420, and we got $4.80 back from Disney Visa, so our final cost is about $415 for $500 worth of dining. The Sams rewards will be used for food and other supplies for the vacation villa. The Disney Visa Rewards money will be used for dining / souvenirs etc. in the parks.