thats the way i looked at it for about 8 years when it first came out. but with the cost of everything going up over the past 11 years. after adding it all up, with fees, intitial investment, for 45 years, it comes to $2300.00 per year. which is alot of money. but, we couldnt go as much,stay as long as we do and stay in the resorts we stay in for $2300. the argument a guy made with me on these boards a few years ago was, i should of taken that 20k and invested it in the stock market and pay cash for my vacations with some of the money i make in the stock market. well, we all know what happened to the stock market and i dont know what ever happen to mr. stock broker but, looks to me like the unedumacated,cant spell,former orphan made a heck of a good investment.

we would toss $30 in the washers and dryer while we were there and just the savings on food is alot. we eat one meal out everyday and the rest we eat in the room. but, its all how you vacation. we spend time in the resort. i love sitting on my balcony watching the golfers and enjoying the sun. we have freinds that stay at all star sports. they check in throw there stuff on the beds and head to the parks. come back at night, sleep and do it again all day the next day.for 6 days, they see the inside of there hotel for about 20 min. per day. its a big investment!! but for us, it paid off and saved us alot of money. that being said,i have to admit, it was my wifes idea.

i told her she was peanut butter nuts!!!( i didnt use peanut butter!!) she wanted this thing, it was to much!!!! as you can imagine, i hear it evey time we pull up to the sec. gaurd building.at okw