The DDA Trouble Free Zone Part 30

[Blueeyes101817]

hi everyone-
Im on break and the next few hours cannot go by fast enough.

Its been an okay day--im just exhausted!

Lots of posting aheahd tonight im sure!

 

[bear74]

Thanks Elizabeth. I figured that you had run into the situation yourself, but for much more obvious reasons than you state. Lately, I've only seen the kids once or twice a week and most of those were only for a few minutes. My personal feeling was that she was overreacting and so was Phil's, but then we're a little biased, I'm sure. I know that Erin will support her feelings, because, well that's what she does when it comes to me. Mom was out talking to her when I pulled out of the driveway, but I don't know what was said. I'd love if it would just blow over, because no one in my family will ever say anything unless my mom just gets really mad. And if I were to say anything, it would turn on me as being over-dramatic.

umm I'm thinking it might be a sign for you to move to California after all. Less stress maybe.

 

[bear74]

So when it rains it pours in my life!!

We picked up a new car a little less than 2 months ago...we went in for an insurance "check-up" this week and our agent suggested we try and get a loan through our insurance which would include gap insurance for free...we decided to try and this morning she called and said the bank won't do it because the car is financed for 170% of the value....the payoff is for more than $4000 than we signed papers for!!!I am still shaking....this is pissing me off.

I was finally getting the other things figured out and then....wham!!

Theresa that is horrible news. how can they finance something for more then its worth espically 170% more

 

[jackskellingtonsgirl]

the higher amount is what were told was left to pay on the car by whoever had it last but we negotiated it down to the $4000 less AND paid $1500 down payment(one of my poor choices the last couple of months) so the charge off...or what our insurance bank would pay them....should be $5500 less than what they are saying!!

Still confused. I'm blond, you know.
So you bought the car from an individual who still owed on it? And they were going to pay another $4000 towards the balance, plus put your down payment towards it? Is it their finanacing you are paying? Do you have a written contract stating the amount you are paying for the vehicle?

 

[bear74]

okay caught up. I need to fix Olivia some lunch then I will upload pictures to photobucket.com

 

[jackskellingtonsgirl]

Tia - You know, Chase could be rejecting Kristi because of the baby. Maybe she feels betrayed/displaced/alienated and thinks you will give her more attention since you don't have a baby. In which case it is still not your fault, it is Kristi's fault. Maybe she isn't handling the transition from 1 child to 2 very gracefully and Chase is irritated with her.

 

[Mommy2EmMoLu]

Jennifer- Continued prayers and 's

Tia- I hope you can come to some sort of compromise with Kristi. It sounds like you need a Love Terra's costume idea!!!

Theresa- What a mess. I hope you can get it worked out so you can get your DVD!!

 

[bear74]

Amy, Alyssa and Matthew,
Thank you for the cute Outfit for Virginia. Olivia loves her big sister present. now she has an Ariel and Cinderella watch. I have Cinderella on my watch and when she saw the Cinderella on her new watch she said look I match you now mommy.

 

[Mommy2EmMoLu]

So I think I found something that will work for Emma's headpiece.
http://dsp.imageg.net/graphics/product_images/pG01-1009055p275w.jpg

 

[babytrees]

Still confused. I'm blond, you know.
So you bought the car from an individual who still owed on it? And they were going to pay another $4000 towards the balance, plus put your down payment towards it? Is it their finanacing you are paying? Do you have a written contract stating the amount you are paying for the vehicle?

nope...we went through a dealership....that gives space to banks who are trying to get rid of repo's, lease returns...that kind of thing. I am guessing the car was repo'ed when the person owed $15,000 add a lot of interest and viola the $17,000 mark. When we talked to the sales manager we said "no way" to $17,000....he brought it down to the $13,000 (or so we thought). So we said if you can get the payment to match that great.

I have to go home and look but I am almost certain we do have a contract...kind of have to in the state of CO.

I hate buying a car!!

Jennifer-it is not uncommon for dealerships and banks to get more than Kelly Blue book on a vehicle....ours was in extremely good condition with VERY low mileage and with the come down on price about $1,000 over Blue Book. That's why we ran with it!!

 

[jackskellingtonsgirl]

So I think I found something that will work for Emma's headpiece.
http://dsp.imageg.net/graphics/product_images/pG01-1009055p275w.jpg

Yep. That should work. And it is creepy all by itself!

 

[babytrees]

So I think I found something that will work for Emma's headpiece.
http://dsp.imageg.net/graphics/product_images/pG01-1009055p275w.jpg

yup...that would look great. Their all over Colorado don't know why I didn't think of it!!

 

[bear74]

here are some photos from when we went to the Zoo in Waco in Aug

 

[jackskellingtonsgirl]

nope...we went through a dealership....that gives space to banks who are trying to get rid of repo's, lease returns...that kind of thing. I am guessing the car was repo'ed when the person owed $15,000 add a lot of interest and viola the $17,000 mark. When we talked to the sales manager we said "no way" to $17,000....he brought it down to the $13,000 (or so we thought). So we said if you can get the payment to match that great.

I have to go home and look but I am almost certain we do have a contract...kind of have to in the state of CO.

I hate buying a car!!

Jennifer-it is not uncommon for dealerships and banks to get more than Kelly Blue book on a vehicle....ours was in extremely good condition with VERY low mileage and with the come down on price about $1,000 over Blue Book. That's why we ran with it!!

I would HOPE that with the paperwork you can prove that you were only supposed to pay $13,000, and then hopefully you have a receipt for the $1500 down payment. I know when we bought the Pearl I got a bill from Nissan leasing for like $1200 and I was ready to KILL the guy at the dealership. It was just an error in thepaperwork. Maybe when the insurance contacted whoever (the dealership, the bank, whatever) they were given incorrect info. I hope you get it figured out! I really, really hope the guy didn't somehow sneak that $4000 back into the price!

 

[bear74]

I thought you all would appreciate these espicaly Denice

 

[bear74]

they have this slide that you can go down its through the water where the otters are. well the otters were sleeping.

 

[bear74]

here is Olivia waving to the bears

 

[jackskellingtonsgirl]

Jennifer - Cute pics! I almost didn't recognize Olivia with her hair pulled back!

Just for laughs I plugged in my dates for next August, all in a pool view bunk bed room at AKL. The TAX is over $500! But that's rack rate. I won't be paying rack rate and I won't be doing 16 nights in a bunk bed room, but still! Sticker shock!

 

[bear74]

These were taken espically for Terry, Steffy and Vicki. I know how much they like the native american pow wows So I thought we would take these pictures for them. This is part of the Brazo's river exhibit.

 

[babytrees]

I would HOPE that with the paperwork you can prove that you were only supposed to pay $13,000, and then hopefully you have a receipt for the $1500 down payment. I know when we bought the Pearl I got a bill from Nissan leasing for like $1200 and I was ready to KILL the guy at the dealership. It was just an error in thepaperwork. Maybe when the insurance contacted whoever (the dealership, the bank, whatever) they were given incorrect info. I hope you get it figured out! I really, really hope the guy didn't somehow sneak that $4000 back into the price!

It is beginning to look like he snuck the price back in. I've been cursing in my head all morning...we really don't need this hanging over our head this weekend...when we will basically be incommunicado!!