The big "no buy in July" thread!

Just got back from my weekend away and even though we use money from the vacation budget we did not spend anything extra on the island. Tomorrow will be getting gas and a grocery trip.



July Budget:

Grocery- $200
Household- $50
Car/Gas- $50
Eating out/ Entertaiment- $50
Misc- $50/$38.24

Total- $400/$388.24

Goal of 10 no buy days

7/01- $11.76 at Kmart
7/02- Out of town
7/03- Out of town
7/04- Out of town
 
Budget for July is $1000 with 10 no spend days.

Auto $60
Eating Out/Entertainment $100
Giving $125 /$100
Groceries/Household Goods $300 / $231 left
Medical $265
Misc. $150 / $140 left

No spend days = 1 /10
Coupon savings = $19.35
Christmas 2010 running total of spending = $12

-------------------------------------------
7/1 Groceries $20
7/2 $0
7/3 Groceries $43; Misc. $10 (new Mickey Mouse watch)
7/4 Giving $25 (church); Groceries $6
 
So far so good! This is so much more fun and accountable than keeping track on my notebook at home!

Made first trip to Walgreens and got toothpaste, and rice crispy treats and got $4RR.:yay:

Budget
Groceries $440, Spent $6.51
No Buy Goal 12, 2 so far
 

Goals: 15 $0 Buy days
Max spending $500 for gas, food (groceries & eating out), and miscellaneous.

01 - $0! :woohoo:
02 - $0! :woohoo:
03 - $82.80 Winn-Dixie (Saved $34.85)
04 - $0! :woohoo:

Totals:
$0 Buy: 3/15..................20%
Spending: $82.80/$500....17%
Days in Month: 4/31........13%

Averages:
$500/31 days= $16.13
$82.80/4 days= $20.70
 
Spent $1.68 for baby food to take to grandma's and $3.09 during my weekly CVS trip (saved $71 :thumbsup2)

Grocery- $1.68/300
Household- $9.89/100
Eating Out- $7.50/50

7/1- $1.23
7/2- $7.50
7/3- $5.57
7/4- $4.77
 
You're welcome.

And I just wanted to highlight those two numbers...that is insanely impressive!!!

Any secrets? Tips?

I'm assuming you work the CVS specials and match coupons to sales. Is there more to it?

I started noticing that my grocery bill was very high when I started tracking my no-buy spending and I was wondering how I could cut my grocery spending.


Not to brag, but what is actually more insanely impressive is I haven't used any coupons with my eating out/shopping category yet. So really have saved $155 off retail with coupons and sales from my $25 spent on groceries :). I usually end up saving close to $1000 off retail with my coupons and sales since I started tracking it. I put a lot of time into it, it is kind of a part time job, and pays like one too!

My secrets are yes work the extra care bucks, register rewards, and national catalinas.

I go to quite a few blogs....hip2save.com, savingsaddiction.com, mashupmom.com, myfrugaladventures.com and a few others that are local to me. But now I have such a great stockpile of stuff, I only buy things if they are moneymakers, free, or a few cents, unless I really need something. When I really need something, I try to run over to Walgreens and buy whatever is "free" that week with the register reward, or moneymaker and take that register reward and use it at Jewel to buy what we need. As you will notice, I tend to spend my money at Walgreens and my Jewel bill tends to be fairly low over the course of the month.

Hope that helps ;)!
 
/
I'm in. I am trying for 20 no buy days, for my first no buy month.
Groceries $250


7/1 $0
7/2 $0
7/3 $56 groceries
7/4 $0
 
Target: 10 no spend days, less than $100 for impulse/discretionary spending

Week 1: 1 no spend, $2.26 in non-essential spending
 
I try to run over to Walgreens and buy whatever is "free" that week with the register reward, or moneymaker and take that register reward and use it at Jewel to buy what we need. As you will notice, I tend to spend my money at Walgreens and my Jewel bill tends to be fairly low over the course of the month.

Hope that helps ;)!

WOW, if I read this right, it's a whole new world of couponing opportunity for me.

I live in Chicagoland. Can you really spend your Walgreens register rewards at Jewel? Please tell us how. I'd really love to be able to do that.
 
7-1 - $10 parking fee

7-2 $0 (my first no spend day in July!)

7-3 - $77.32 groceries, $32.35 baby shower gift

7-4 - $12.50 groceries


Today should be a no buy, I'll update tonight or tomorrow!
 
July 1 - $6 for ice cream for me and DD, $10 lunch Chick Fil A

July 2 - 98.45 at Walmart - that includes groceries for the week, cat stuff, paper products and toiletries. If I can keep this under $500 total for the month, that would be great!
17.68 Sonic for lunch

July 3 - groceries 20.38 (meat and stuff)

July 4 - 3.03 McDonalds
 
07-01 $9.00 sandwich for dinner. Work ran WAY later than I thought.
07-02 $11.65 lunch (actually it will be lunch and dinner - so it's really not that bad price-wise)
07-03 $0! The first no spend day of July! Woo Hoo! Its been a rainy day spent indoors - no need to go out in this weather!
07-04 $0!! Happy 4th to all!
07-05 $5.03 at Kmart

No $pend days: 2 / 12
Added to Emergency fund: $_____.___
 
07-01 $9.00 sandwich for dinner. Work ran WAY later than I thought.
07-02 $11.65 lunch (actually it will be lunch and dinner - so it's really not that bad price-wise)
07-03 $0! The first no spend day of July! Woo Hoo! Its been a rainy day spent indoors - no need to go out in this weather!
07-04 $0!! Happy 4th to all!
07-05 $5.03 at Kmart

No $pend days: 2 / 12
Added to Emergency fund: $_____.___
 
We're on vacation, so this week is what it is.

No-buy days: 3/10

7/1 - $2.25 popcorn at free show
7/2 - $3.50 Pretzel Factory; $5 Garden; $2.25 Hallmark; $9.50 B&N; $16 Genuardis; $11 Haircut
7/3 - $6 ChickFilA; $5 LL Bean
7/4 - $10 Farmers Market; $6 Candy Store/Machines; $38 Weis food; $2.50 Dunkin Donuts
7/5 - $0
7/6 - $0
7/7 - $12 Grey Towers; $18 Lunch; $40 Pizza Hut dinner; $5 Candy Store/Machines
7/8 - $0
 
Too tired from the weekend to go out today. Have enough leftovers to survive until tomorrow.

July Budget:

Grocery- $200
Household- $50
Car/Gas- $50
Eating out/ Entertaiment- $50
Misc- $50/$38.24

Total- $400/$388.24

Goal of 10 no buy days

7/1- $11.76 at Kmart
7/2- Out of town
7/3- Out of town
7/4- Out of town
7/5- $0

1/10 No Buy days
 
Quick trip to Kroger and Walgreens. I am doing the Febreeze Home Collection rebate! After rebate most of my Wags purchase will be FREE!
Kroger: $7.79
Walgreens $8.85, got $2RR

Budget
Groceries $440, Spent $23.15
No Buy Goal 12, 2 so far
 
Budget for July is $1000 with 10 no spend days.

Auto $60
Eating Out/Entertainment $100
Giving $125 /$100
Groceries/Household Goods $300 / $231 left
Medical $265
Misc. $150 / $140 left

No spend days = 2 /10
Coupon savings = $19.35
Christmas 2010 running total of spending = $12

-------------------------------------------
7/1 Groceries $20
7/2 $0
7/3 Groceries $43; Misc. $10 (new Mickey Mouse watch)
7/4 Giving $25 (church); Groceries $6
7/5 $0
 





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