So I know our points would get used, but how in the heck do you convince yourself it's OK to spend the money?!?! I plan to do resale and pay cash.
I totally understand. It was not a decision we made lightly. I know what it’s like to not even be able to afford a single day at Disney (we actually volunteered in exchange for free one-day-tickets one year when our kids were very young!). Things have changed a lot for us over the past decade, but we are still careful with our money. We do not take it for granted.
I have always liked to travel
well, so I learned clever ways to spend little while still getting the “luxury” travel I was looking for (think miles & points

). I consider
DVC to be a great addition to that life! When you can get $1,000s in accommodations for $100s -that’s what I like
So, our family has several different (physical) special needs between the 8 of us, which can sometimes make vacationing challenging and/or stressful. After we took an amazing trip to SoCal in 2017 (inc
Disneyland), we came home and immediately began researching DVC. Disney was a safe & joyful vacation for all of us, but I couldn’t stomach the prices to stay onsite... not even the All Stars, knowing I could stay at a Hyatt Place nearby which included breakfast for even cheaper!! So even though we’d never truly vacationed at WDW, I knew DVC was the right decision & fit for us. My husband completely agreed. We didn’t want to spend money renting expensive points that could be put towards a contract, so we researched a ton online (lots of reading & watching videos!), and started stalking resale sites. We bought a BLT resale, with a direct tiny add-on at Poly (for blue card benefits -to buy the discounted APs).
After using it for about a year & a half, we knew more points would work better (there are 8 of us, after all

)... so we purchased another contract at AKV... one year later, RIV... and last but not least, BCV. We found good deals, and always paid in cash. My husband definitely didn’t see the last 2 coming, but he knows the value to our family is
huge (because he’s an absolute angel). As small business owners with a unique family life, vacationing can be hard all around ... DVC really helps make it much easier and more enjoyable
for us 