Ok, so I didn't listen and went to
Best Buy anyway. I had a 10% off coupon, a reward zone card and $25 GC. So I got about $100 off and could walk away with it. I spent $782 after taxes on the Canon XSi & kit lens, with an extra battery, bag and UV filter. I didn't get the performance plan but could buy it for $129 within the next 14 days if I want it.
That said- all of you are SO RIGHT about BB. The salesperson made me want to SCREAM. She didn't know anything about the camera (told me it didn't have live view) and she didn't offer to help much. Although I had already made up my mind to buy it as long as it was comfortable, I almost wish I had asked for another salesperson.
I looked on a bunch of websites, researched and looked through Consumer Reports and this just seemed like the best basic dSLR that I could get. The only thing that held me back on the Nikon was the 6 mp. CR also said that the Canon had amazing picture quality and it was rated higher than the Nikon (of course, I'm paying for it

).
I'm so disappointed in BB. I just hate that I had a bad experience and I even left the store unhappy with my purchase she was so bad. Now that I'm at home and playing with the camera I feel much better, but there is something to be said for going to a camera store.
Thanks for all your help and advice everyone. I'm really overwhelmed with all the buttons and options but I'm getting through the manual now and I'm sure my class will help out a lot.