I think I have a worse one - in the middle of the night I went to the bathroom and picked up a roll of toilet paper (that someone -male- had not put on the roll) out falls one of those GIGANTIC palmetto bugs

that is about 3 inches long and it lands IN MY UNDERWEAR that is around my knees!!!!!!!
And to make matters worse I couldn't even scream as my poor mother was very, very ill in the next room. Think of one of those silent movies where the heroine is yelling her head off, but you don't hear anything. I was out of those undies running down the hallway half nekid. It's been 8 years, and I am still traumatized.