Mrs Potato Head
Photographer
- Joined
- Feb 26, 2006
- Messages
- 421
connorlevismom said:That is really strange that you got that. My credit is near perfect so my credit was not the problem. And I was also told by someone else that used to work at a CC company that it is BECAUSE I have another card that has such a high credit limit that they refused me.
Now that totally is the opposite of what your telling me.I just wish that I had an answer from them. When you tell me I don't "qualify" then yes, I am offended.
Kristine
If it was because of the other card, it must be the combined amount of outstanding credit Chase had an issue with. You said you were going to cancel the other card anyway, you could just do that and then go back to Chase for a credit increase
We did something similar. Our original limit was higher, but I wanted it higher again. We had a HUGE credit limit on another card that I'd had for 18 years, and I closed it...then went back to Chase and asked them to review. They asked how much we wanted...we picked our number.
Outstanding possible credit and credit scores are a big deal to Chase. And on-time payments are a big deal too....They are particularly picky about that!