Silly question please help i leave tomorrow!

[minnie61650]

We usually go over the limit and the limit has always automatically started over since we started going in 1996 except at BBB last October the CM told me my card was refused and I would have to pay with something else. I knew that was wrong so asked to call the hotel and had the limit reset over the phone. Maybe its a new thing? Next time I check in I'm going to ask how its handled and specifcally ask to have the spending limit automatically reset. I really don't want to stand in line for something like that! Have fun!

I guess there really is confusion since some guests have had their limit automatically reset and others have not.

From this thread:

http://disboards.com/showthread.php?t=1533239&page=2

You can set up a room charge with a credit card, debit card (with VISA/MC logo), travelers checks, cash, even Disney Dollars.

The aforementioned limits by level of resort are UPPER limits. If you are staying at a Moderate, you don't have to set up a room charge with a $1,000 limit ... you can set it up for $752.09 if you really want to.

When you present plastic to set up a room charge, they place NO HOLD on your card, and they don't even check to see if you have that much available ... they simply run the card to make sure it's associated with an active and open account.

If you backed up the room charge with credit or debit card, when you reach/exceed your limit your credit/debit card will be charged IMMEDIATELY and AUTOMATICALLY. At that point, if you want further room charge privileges you have to contact your resort's front desk. You can do this by phone.

Let's say you set up a $500 room charge and had a $495 balance on it. You are in Magic Kingdom and go to charge a $12 souvenir and your room charge will be declined because it's over the limit. The resort just charged your credit/debit card for the $495. You can stand there right there and call your resort's front desk from your cellphone. You can then give verbal authorization to set up another room charge using the same credit/debit card. It can be for any amount (within the pre-set limit), it doesn't have to be for the identical amount you set the first one up for.

Before you reach your limit, you are free to go to the front desk and pay off the account using any OTHER means. For example, let's say you brought a bunch of travelers checks with you and you want to use them before you go back home. Rather than having the room charge balance be charged to your credit card, you can pay it off with the travelers checks instead, if you want. But again, this must be before you reach your limit, before the amount actually does get charged to your card.

I researched this before my last trip. It worked exactly as described -- it took me about 90 seconds to set up the next room charge by cellphone. The only problem was that I had to convince the front desk CM that she could set up a room charge for LESS than POFQ's pre-set maximum limit of $1,000. She said she wasn't allowed to, I told her I'd done it many times, including the room charge for $800 that just got charged to my debit card because it had just reached its $800 limit! Obviously she learned something new that day.