Can I chime in from an older person's viewpoint? Guess I will anyway!
I have two adult children, son 35 and daughter 30. We always planned on having more than two but I started to college after I had our daughter (my father didn't think girls needed an education! All they were supposed to do was get married and have babies, after all! "Don't need no stinkin education for that!") Then, I went to law school

(my dad actually told my husband "I don't know why you can't control her!").
The years went by and we never got around to having more than the two kids. My kids are very close even tho we (husband, daughter and I) live in Oklahoma and married son and his family live in MS. Now is the time I really wish we had chosen to have more kids. Funny isn't it? Maybe because I came from a large family (five of us kids, ten years between all of us. Mom was 28 and had five kids 0 to 10 years of age!) Maybe because daughter is single and my only grandchildren live in MS and I don't see them often enough. Maybe because it is easy to forget how much trouble little ones are with diapers and traveling, etc. It is easy to say, "Boy I wish I had had more kids" when those kids are all grown up, especially when those kids turned out very well, both professionals and never caused you any grief in their raising!
Also, college expenses are a factor: it took us about five years to help pay off son's graduate school even tho he worked and got a partial scholarship (daughter got full scholarships for a double major and didn't go to graduate school but still makes more $ than son

).
Sorry to ramble, but these are things to consider: not just the effect on today and what you want or expect out of today but the long range (and not just the next few years) but ten years or twenty years down the road. While we don't plan of having children to make us happy in our old age, it would be nice to have a friendly face there in our dotage!
Good luck and may you make the right choice for you and your family.
