4.5 years. Have owned multiple resale contracts since 2013. Had over 1500 points at our highest. In process of selling off a couple last contracts. Once done we will be left with only one 200 point contract at BLT. Bought all out contracts resale, used the heck out of the points and then sold all the contracts for a profit. Because of the profit our last 200 point contract is basically free- just cost of annual dues.