Ok so I have just put together the wackiest vacation ever. This is what happens when you start planning at 2 months out and make 1000 changes and then book a cruise at the last minute.
Don't laugh. Just kidding you can laugh.
Here it is
2 nights at Akl pool view with AP discount. Why? you ask.... well its the cheapest room at a deluxe resort.
3 nights Wl cl with my dh's airline discount.
4 night Disney Dream.

You all heard the story on that one.
1 night at BW Cl with ap discount. I just couldn't give up trying this Cl.
4 nights at BC GV Cl with airline discount.
Total price 4800.

Not bad for a 2 week vacation that includes a cruise and club level. I know a lot of moving around, but this is what I could get with my discounts. It will be a great vacation before my dh get transferred to Los Angeles.
MM I like your optimism regarding the Poly. I hope it sticks, but I understand if it doesn't.
Babyberger I like all your picks. If we have to leave Phoenix in a year or so Miami is an option. I would love to do long weekends at WDW or Universal... Aw the Florida resident Ap discounts.

I haven't bought travel insurance yet, but we fly for free, and I can leave at anytime if we have to. Flights are empty in September so flying standby is not an issue. I may check into buying it. Disney charges too much so I just left it off. There are other companies that offer it. I'll check it out.