Seriously considering buying in. . .

YensidRocks

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Apr 6, 2009
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Hey there. My DH, DD and I are really considering buying into DVC this upcoming trip in August. We have a few questions regarding points, venues, and discounts. I knew the DIS would be my best audience. So here goes : ).


1. Are we allowed to stay at any resort using our points including Poly, Grand Floridian, etc. . .?

2. Can we use our points for ABD and DCL? Flexibility is a huge draw for us.

3. How many points are needed for a typical ABD? We're probably buying 160 points

4. When promos like free dining are offered; are we eligible? Is there any way to still receive the offer?

5. How do annual passes work? Is it the best route to take if we plan a trip once a year?

6. What's TIW. How much is it to join? Do you need to have an AP? Do you see big savings in line with the DP?

7. Does buying into Aulani mean we have a check in advantage?

and

8. What resorts are currently being offered directly from DVC?

We're most likely going to finance some of it and I'm just trying to get a ball park idea of what variables go into making this work. I love planning every aspect of our trips and I'm activily learning on these boards. Thanks in advance for the info! :goodvibes
 
1. Yes you can use points at other resorts but it is vey expensive pointswise to do so. If it is 10 points a night to stay at your howm resort it will be 30 points a night to stay at other properties that are non DVC ( just an estimate)
2. I a 8 day trip to Ireland with ABD is 400 or so points per person...see #1
3. See #2, they are all different but you are better off paying cash. DVC is really best used at DVC resorts.
4. You do not get Free DInning with DVC. A current perk is $100 off the AP, but it is only a current perk and can be taken away at anytine. You should never buy into DVC with getting a perk in mind. DVC is only a way to insure deluxe accomodations at a prepaid price over the next 40-50 years. You still have to get there buy tickets and food.
5. Most here say that APs work best for trips of 10 days or more or for multiple trips. DH and bought them for the first time a week ago becasue we are going to WDW in Dec, hopefully the Spring and next Fall. Using the Aps for 3 trips. If we were not doing that and only one trip a year we would probably stick with MYW tickets.
6.. TIW is $75 for DVC with AP and $100 with FL residents I think. But yes, you have to have the AP to get it. You get 20% off meals including alcohol so for some it is a lot better than DP, plus you get to eat what you want instead of entres and desserts all the time.
7. With Aulani points you will have an 11-8 month priority booking for stays there at 7 months before your check in date other DVC members get to use points there fi there is availibilty.
8. You can buy all resorts form DVC. Of course the current open DVC resports (SSR, AKV, AUL, GCV and BLT) are easiest becuase current points are available. If you want a specific number of points at sold out resorts you MAY have to wait. Disney buys them back through ROFR and sometimes they make you weight for a certain UY or number of points. If you are pateint you will get any resort you wait. Just stick to your guns and buy where you love to stay.

Current incentives can be found at DVCNews.com on the financials page. It is very important for you to understand UY also.
 
You should see SandiW, DisneyNutz or Dean pop in any minute. Hey guys!!

popcorn::
 
Hi...good luck making your decision...here are some answers to your questions:

1. You can use points to stay at Disney World non-DVC resorts, except for resorts connected to a DVC resort (e.g., the Beach Club Inn because it's connected to the Beach Club Villas), and also except for the values (i.e, you can't use points to stay at Pop or any of the All Stars). So, yes, you could use points to stay at the Poly and/or GF...

BUT, there is a $95 fee to make this type of reservation, AND the points it requires to stay a night at a non-DVC resort are MUCH higher than the points "cost" to stay at a DVC resort. Plus, points "costs" for non-DVC resorts can fluctuate (i.e., go up!), just like rack rates do. Points cost increases at DVC resorts are limited--Disney can (and does) reallocate the total points that can be used in a year (e.g., charge more for a weekday night and then less for a weekend night), but overall points charges cannot be increased. Thus, if/when the "cost" per night (in points) goes up for one season/size of villa/day of week, it has to go down someplace else...

2. Yes, points can be used for both ABD and DCL. I've done neither, so have no personal experience.

3. I've done a small amount of looking at some of the ABD trips, and my recollection is that they range from around 400 points/person to 900-1000 (depending, of course, on how exotic/extensive the trip is--e.g., it's less expensive to do an ABD in the U.S. than it is say in China!).

People who post here on the DIS question whether use of points to book a DCL is worth it...cancellation issues can be difficult, and some say it's more cost-effective to rent your points and then book and pay cash for the DCL...but I have no personal experience with this...

4. Free dining is a perk that goes w/booking a room/package at full rack rates. So, no, it doesn't work w/DVC since DVC bookings are not at rack rates nor do they require a package (purchase of park tickets). You can, of course, book a package on cash and get free dining, and save your points for traveling at non-free dining times.

You can also add the DDP to any DVC reservation (altho you pay for it)--but no free dining w/a DVC reservation. (On the other hand, DVC stays on points get you free internet (wired) in your villa, something hotel guests (or villa guests not staying on points) have to pay $9.95/day for)...also, at least right now, DVC stays get DDP at the base price--no surcharges for holidays...

5. Annual passes for DVC owners work exactly the same way they work for non-DVC owners--except DVC owners get a $100/pass discount (base AP; the discount is a bit more for the premium AP, I think--we buy regular APs so don't know as much about the premium ones)...

They work best if you're planning on more than 10 park visits (particularly if you park-hop)...lots of people suggest taking two trips within one year, by taking the second year's trip a week or two before the end of a full year (e.g., if you go 6/14-6/21 one year, go 6/7-6/14 the second year)...

6. Tables in Wonderland (TIW) is a discount dining card available to AP holders (and FL residents). When I bought mine last year it was $75. It gives its holder a 20% discount at most (but not all) sit-down restaurants at WDW, for parties of up to 10, including on things not covered by DDP (e.g., cocktails, appetizers). It automatically adds an 18% tip. So its real value is in getting the discount on things like appetizers and drinks.

I probably will not buy it again. I do like it better than DDP for our dining habits--but Disney Visa and DVC discounts are often the same or only a bit less, and it's an awful chore to figure out which restaurants honor which discounts. (Generally, I pull out all 3 cards and just ask the server to use the one that's best...that's fine if I'm dealing w/knowlegable and honest servers (presumably the vast majority if not all)...anyway, it seemed to me, on my last trip, that I got as much discount benefit from my Disney Visa & DVC cards...plus, the TIW doesn't work (there may be an exception) at counter service restaurants, so no discounts at places like Earl of Sandwich or the park counter service eateries.

7. I'm not an Aulani expert...but as far as I know if you own points there, you can book stays there starting at 11 months from the date of your check-in. If you're using other DVC resort points, you can book starting at 7 months from the date of your check-in.

8. You can buy any and all DVC resorts directly from Disney (and finance any purchase of 50 or more points through Disney). The guides are actively selling BLT, AKV and Aulani--and I think SSR (phase two--due to treehouse villas)...

But the guides can sell you any DVC resort--if they don't offer, ask about any resort you're interested in. (They get points to sell at sold-out resorts from Disney exercising its right of first refusal (ROFR) on the resale market, and/or from foreclosures)...I've never heard of any incentives offered for sales of sold-out resort points (I bought my BCV points well after BCV sold out, directly from Disney, w/out any incentives)...You may have to wait a while to buy sold-out resort points (I did, both times, for my BCV points--one took about 3 weeks for points in my use year to come available; the other took about 5 weeks) Frequently, tho, points are available "on the spot"...a lot depends on what use year you want/need.

Hope this info helps--
 

First off, you might want to read some of the FAW style Q&A here (IMHO, DVCNews.com specializes in Vacation Club discussions, whereas the DIS is largely more general Disney. HOWEVER, both have significant amounts of traffic in the other direction...): http://dvcnews.com/index.php/dvc-program

H1. Are we allowed to stay at any resort using our points including Poly, Grand Floridian, etc. . .?
Technically yes, but staying at the non-DVC resorts @ WDW requires a $95 fee -and- costs a lot more points per night, so it is NOT very affordable.

Many of your points questions can be answered by looking at the various point charts: http://dvcnews.com/index.php/dvc-program/points-charts




2. Can we use our points for ABD and DCL? Flexibility is a huge draw for us.
Yes, but they cost a LOT of points to do. From a financial standpoint it is cheaper to buy fewer points and/or rent out reservations and then use cash for these sort of trips


3. How many points are needed for a typical ABD? We're probably buying 160 points
IIRC, over 400 points or so per adult, depending on the trip, season, etc. With 160 points and you saying "we" (meaning more than 1 person) I'd say you basically could NOT use points for it because you wouldn't have enough...


4. When promos like free dining are offered; are we eligible? Is there any way to still receive the offer?
No and no if you want to use your DVC membership. YOu can of course pay cash like anyone else if you want and save your points for something else...


5. How do annual passes work? Is it the best route to take if we plan a trip once a year?
You buy an AP at a discounted price (around $400 for an adult 'regular' [no waterparks] one, and for 366 consecutive days from the first use it acts like a Park Hopper ticket to the 4 WDW parks. The standard one does NOT include Disneyland, but other types of passes do exist for substantially higher costs. There are also discounts for FL residents, but since I don't live there I haven't paid a lot of attention to them. ;) Maybe; it depends on how many days you will be going into the parks. Probably not if it is less than 10 though...


6. What's TIW. How much is it to join? Do you need to have an AP? Do you see big savings in line with the DP?
It is a discount program offering you 20% food and alcohol at most WDW table service restaurants. You need to be either a FL resident ($90?) or a an AP holder ($75) to buy one. If you spend more than $375 before tax & tip at those restaurants, you start to see savings add up. However, DVC members and AP holders (along with other possible programs like Disney Visa, etc.) MIGHT get discounts at some of those places as well. They do NOT combine, you may be able to get some savings without buying a TiW card...


7. Does buying into Aulani mean we have a check in advantage?
Check in- no. Making reservations- yes. the resort you buy into is your Home Resort, and you can make reservations at it 11 months in advance of your arrival date. For all other resorts you can only make reservations 7 months in advance. Since you commented that you are a planner, if you intent to travel to WDW, especially during popular seasons (summer, Christmas...) you should buy at the resort you would most want to stay at or at least one you wouldn't mind staying at. Personally, I recommend always making a reservation 11 months (to secure your dates) and then at 7 months try and change to someplace else if you want to and then go on a waitlist if necessary. Your home resort also determines your purchase price and the amount for your annual dues.

and

8. What resorts are currently being offered directly from DVC?
I believe they currently are: Aulani (AVH), BLT, VGC [Almost sold out!], AKV, and less actively SSR

You may want to check out DVC news for price information- http://dvcnews.com/index.php/dvc-program/financial/pricing-a-promotions

Hope that helps! :upsidedow
 
You should see SandiW, DisneyNutz or Dean pop in any minute. Hey guys!!

popcorn::

Oh..you are too funny!!!!:banana:

Anyway, DVC works best for stays at DVC resorts. We just looked at the ABD, for the heck of it for a trip to Ireland (my DD just came back from a school trip to Europe!!!) and it is like 480+points per person!!!

You certainly can use the points at Poly, etc, but the cost, in comparison to a DVC is quite high (ie: same cost for a room that you could get in a 1 bedroom). For the occasional stays, that is fine, but regularly, it would not be worth it, IMO, especially given the discounts that Disney sometimes offers.

We looked in to DVC for years but could never bring ourselves to buy because we loved being at the CR and although we could use points there, it didn't save us anything to do it that way over just continuing to pay cash. And, we were not interested in any of the other DVC resorts.

Of course, then they built BLT and we knew it was for us. If you are really looking at staying in Hawaii, then buy there for the 11 month advantage, but remember, to stay at WDW, you would be booking at 7 months. Depending on when you go, you may or may not find the ability you need. For example, October through December are very busy DVC times, even though its a lower attendance time for the parks.

We bought in using our Disney Visa which allowed us 6 months, 0% interest. It was great and allowed us to buy sooner and "pay cash" as we knew that we would have the money when the 6 months were up. I teach at the college level so I bought in June, knowing that I would be all set by the time Fall semester was done. And, since the price went up in October, I saved money which was great!

My suggestion is to look at the DVC resorts and see how you would use them and buy enough points to satisfy those Disney trips. Then, take the money you would have invested with DVC and use it to cover other options.

Good luck!!!
 
...We bought in using our Disney Visa which allowed us 6 months, 0% interest. It was great and allowed us to buy sooner and "pay cash" as we knew that we would have the money when the 6 months were up. I teach at the college level so I bought in June, knowing that I would be all set by the time Fall semester was done. And, since the price went up in October, I saved money which was great!

Not to hijack the thread, but I'm interested in doing the same for an Aulani add-on. Was this a special offer mailed to you or do you just ask your guide?
 
Wow. What great responses! Thanks so much for answering all of my questions. I now have a better overall understanding of DVC. I'm going to review this with my DH and DD (She's a huge DIS fan as well and enjoys the planning process too.). The ABD option was a mega draw for us but not so much now given the realities. DVC still seems like something that'll fit our family though. This thread has really allowed me to focus. Which leads me to one more question. Can we stay anywhere there is a DVC resort as long as there's availabilty?

Thanks again!
 
Not to hijack the thread, but I'm interested in doing the same for an Aulani add-on. Was this a special offer mailed to you or do you just ask your guide?

I already knew it was a perk of the Disney Visa. I just mentioned to my guide that I was using it to pay.

According to Chase, they will qualify for purchases up to $10,000. However, I got more than that covered--not sure if I was lucky or what.

The key is to make sure you wait until you get your new statement to pay off any new charges and a portion of the balance. If you try to make payments during the cycle, they will apply them to the current charges first.

However, if wait until you get your bill, you should have no problem with still using the card during the promotion time. What I did, when I got the bill, was go online, pay off all the new charges and then just pay 1/6th of the Disney balance. It was great and never paid a penny in interest!!!

When I bought my 2nd add on, I even got Disney to delay my final payment for a month so it would miss a billing cycle, essentially giving me 7 months. I bought on June 3rd (my statement closes on the 2nd) and then asked Disney to not bill final payment until July 3rd. They had no problem doing this at all.

Good luck!!
 
You might also read the other "Considering DVC" threads on this same forum.

As usual, there are several prospective buyers asking questions and they may ask questions you forgot...or bring up things you didn't know existed -- like banking, borrowing, booking windows, saving money via resale, etc.
 



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