I'm in the process of planning a trip to Disney this fall for me, DH, and DS4. We were originally planning on going Oct 13-20 with my SIL and her family (it's the only week they can go) but I just checked prices and with free dining (if offered), hotel and airfare it would be about $2,200 less to go in Sept. I've been hearing about the luv bugs in September, are they really that bad? FYI, I REALLY HATE bugs, I have a phobia about them and get completely freaked out. Should I not go then because of it? Also would the heat be too much for a 4 year old? I'm also going to check mid november prices (my sister is getting married on the 3rd so I'll have to go after that). I know November weather is perfect, hopefully the prices are, I don't mind eating mostly counter service either to save $$, my son doesn't have too much patience for sit down places anyway.