Okay, this may be a question that most Disney veterans already know the answer to, but I'm a newbie, so bear with me.
We are planning to take our first family trip to WDW in December. We're wanting to do the basic package with dining. I'd love to get a discount code, but our trip won't fall through if we don't. Anyway, we are planning to fund a portion of this trip with my work bonus that comes out at the end of January 2008. With the Disney Visa card you have 6 months at 0% interest when you purchase a Disney package. I'd like to time this as close to bonus time as possible. Here's my question:
If I book a room-only reservation now, when is my cutoff for "switching" to a full package? The only reason I want to book the room now is because I don't want to take a chance at not getting the hotel we want for the dates we want to travel. And the reason I don't want to book the package now is because 6 months from now will be quite a while before I even get my bonus.
Any thoughts/suggestions?
Thanks!!

We are planning to take our first family trip to WDW in December. We're wanting to do the basic package with dining. I'd love to get a discount code, but our trip won't fall through if we don't. Anyway, we are planning to fund a portion of this trip with my work bonus that comes out at the end of January 2008. With the Disney Visa card you have 6 months at 0% interest when you purchase a Disney package. I'd like to time this as close to bonus time as possible. Here's my question:
If I book a room-only reservation now, when is my cutoff for "switching" to a full package? The only reason I want to book the room now is because I don't want to take a chance at not getting the hotel we want for the dates we want to travel. And the reason I don't want to book the package now is because 6 months from now will be quite a while before I even get my bonus.
Any thoughts/suggestions?
Thanks!!