I ran into a glitch last week. DW was headed home on a morning flight and I was headed to work on an afternoon flight. Awhile after she left I realized I had packed my wallet in her suitcase. (I still had my passport or else getting on the plane would have been an issue.) But that left the problem of how to pay for tips at lunch time. I called the front desk from my cell phone and got several answers: 1. You will automatically be checked out at 11AM and your room charge privileges will stop at that time. 2. #1 is true, but you can request a late check out. 3. Room charges, like the dining plan, work until midnight. Finally, I decided to call the WDW switchboard and as for the manager. She said '#1 might be correct, but it's no problem to help you out and make #3 happen.' So I was able to room charge until I left WDW and got on the plane.