Hi! I'm one of the suckers you speak of. Also bought BLT direct too. I shall contemplate the amount of money I wasted as I sip on a soda in the Epcot owner's lounge in 2 week.
In seriousness though, I'm a new owner and my first contract was a resale. It didn't sit well with me that I couldn't book at Riviera or possibly any future DVCs being built. I regret not buying 10 years ago, or even 2-3 years ago as the price just keeping hiking up. I'm buying for long term with no plans to sell (of course things change) and so I decided I wanted some non restricted points. Bit the bullet and so far no regrets. It was helpful that I got to buy a DVC gold pass so I'm getting some of the benefits of the blue card. Now I'm back to looking to add on resale for the money saving aspect. I will add getting outbid by others for the rare use year contract isn't very fun for me. But now I have enough points to use so there's no urgency which helps.