I was unable to get a deal that I thought was a "savings" buying resale. So, I just signed off on two 75 add-ons to VGF. Received $2500 off for developer credit, another $1500 off as an incentive for having an upcoming reservation, and agreed to sell back the 150 (2022) points at $22 a piece. Also, my purchase was actually only 145 points since 5 points are credited every year to the contract. I never saw that before. Put the 20% down on the Disney cc in 3 installments to close in Sept. Using the $3300 from the sell back (once closed) to reimburse my cc payment along with renting OKW points to cover the rest. SO... yes, I'm out a bunch of money, but I have until Sept to kick myself in the rear. BUT: I don't think I could get direct VGF points for around 162-166 a point at a later date. Looking at my use year, it was near that price resale, and if financed, would have been more than 8.9. This gives me 965 points. Was told I had to stay under 4 digits. Getting as close as possible.
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