I saw that Chase is now offering the same deal as Citi - a rewards card with 5% back on gas, groceries, and drugstores, up to $300 a year, with a $50 cash back on first purchase. There's a lot of fine print on the ad, of course, but it says something about 0% interest for 15 billing cycles if you qualify for "elite pricing". I have maxed out my citi rewards and am considering this but have not finished researching it yet.