Next question about timing. Lets say I have 460 points coming in 3/1/14 from a resale contract I bought. 230 of them are banked, and 230 are '14 pts. In 4/14, I book a week stay for mid-3/15 at my home resort of course. The stay runs me 250 points. Can I use the 230 '13 pts, and 20 from my '14 pts. Then bank remaining 210 '14 pts for '15?
I guess what I'm asking is, does the use fall in the year you book or the year you travel?
Thanks again!