question about debit card working weirdly

[Magickndm]

Is there any reason why my debit card would work everywhere except gas stations? I can use it literally any place I go, but for the past week, any time I get gas, it gets declined.
I'm going to call the bank, but this just seems so weird.

 

[LadyShiva]

Is there any reason why my debit card would work everywhere except gas stations? I can use it literally any place I go, but for the past week, any time I get gas, it gets declined.
I'm going to call the bank, but this just seems so weird.

Gas stations put a larger hold on debit cards... Do you have 50-75 dollars in your checking account?

Brandie

 

[ducklite]

I was thinking the same as Brandie. And those holds can stay on for a week or so, so each tiem you've swiped it's put a hold, you might have $600 in holds on the card!

Anne

 

[Magickndm]

We have over $2000 in there right now. If there is a hold though, wouldn't it stop me from using it all together?

 

[mickeyboat]

We have over $2000 in there right now. If there is a hold though, wouldn't it stop me from using it all together?

It's not a hold on the account or on the card, it's a hold on the funds until the transaction is finalized. Does this happen at all the gas stations, or just one in particular?

 

[Magickndm]

It's not a hold on the account or on the card, it's a hold on the funds until the transaction is finalized. Does this happen at all the gas stations, or just one in particular?

It happens at all gas stations. Now I know gas prices are high, but you'd think $2000 in the bank would be enough.

 

[Green Tea]

On the way home from vacation I stopped at one station that had a sign saying it was VISA's rule that only authorized $50 of gas at a time ann just to pump in 2 transactions if necessary. I'd never heard of such a thing, but my total was $49 & change so I never investigated the issue. Maybe there is some sort of rule governing the use and when the station puts a larger hold on the account, it gets declined b/c of a certain imposed ceiling?? Who knows!

Are you running it a s PIN or a signature transaction? Try the opposite way and see if that works.

 

[1Prince2Princesses]

We have that problem with ours sometimes, but only trying to use it at the pump. We can walk inside after having it declined at the pump and pre-pay with no problem. It doesn't make much sense to me either.

 

[Orange County Girl]

I had that problem getting gas at Sam's Club yesterday, but I tried again and it went through.
Maybe the gas pumps are touchy this week?

 

[minnieandme]

Trying putting it through as a credit instead of debit. That should work.

 

[Magickndm]

I tried putting it through as a charge, even took it inside, still it wouldn't go through. I called the bank, they say there are no holds on my funds, they have no idea what's going on. I need to go in tomorrow to get a new card.
Very strange....

 

[phamton]

I have the same problem and I have plenty of money in the account. Last time I had over $3000 in the account and it was still declined at the pump. I use it as a credit card with no problem everywhere else. I can even pay inside with the same card just not at the pump. I've never been able to pay at the pump. I choose credit not debit but it still doesn't work at the pump so I've given up using it there. I just pay inside with it.