You need to understand two separate explanations. First is that it is usual for brokers and sellers to ask and for the buyer to pay. Unfortunately, this doesn't make it right. Points are paid on an annual (Calendar year) basis. You are paying for each month, not for the points them selves. For example, if you bought a Dec use year with no banked or borrowed points and paid the dues, you'd be paying for 11 months that you didn't use. In this example, Jan-Nov would be for the 2002 dues and Dec for the 2003 dues.
As documentation, the Member guidebook says it's for a Calendar year and NOT use year. Aslo, if you buy directly from
DVC you are prorated from the date you sign assuming you are getting points at that moment. Those buying SSR this coming may and getting a Dec use year, will only pay for 7 months but will get points all the way back form Dec of 2003.
This practice simply shows that the resellers either don't understand this aspect of DVC or chose to ignore it. It stems from the "pay the fees if you get the week" philosophy but is simply wrong. There are some very good and knowledgeable brokers that will tell you the opposite, but they are simply mistaken.
You should look at the overall deal and package and decide what to do. If you're getting a lot of extra points and it's truly a great deal, you may be better of just proceeding. With many deals though, it's a make or break it issue. I've bought resale 3 times and never paid the fees. You must decide if it's worth risking the deal or not. If you post the specifics (price per point, points availability, etc), we can tell you what's reasonable.
