Purchased DVC at 55…anyone else?

Not a big traveler. I like simple and easy. We'd been going every so often with the kids, which was always a big deal with planning and buses. I started talking to a co-worker who was big into WDW. She started drawing maps showing me how easy it was to get around WDW with walking paths so you didn't spend time on the bus. Our kids were getting older and DH kept talking about vacation homes, which I didn't want any part of owning another home requiring maintenance. Between our circumstances, Disney hotel discounts, air deals and my co-workers maps we started exploring. We were going for long weekends about 3 annually and suddenly DVC was making sense. I wrangled DH into the walk-in DVC at Boardwalk and boom! We were early 50's. We bought for us. Never regretted it.

For the first 15 years the kids were not interested. When they realized how cheaply we were staying at the higher level hotels, suddenly they become interested. So we added them as co-owners. When we stop going they'll just take the contracts over.
 
I bought in at 48, after renting points at 45 (Poly) and 47 (Beach). Been happy with it since, but have successfully avoided add-on-itis. Their park ticket and LL pricing has helped keep appetite down. Managed to stay at a half dozen resorts thanks to the points.
 

I know for us part of buying late was feeling more comfortable to take the leap as financial obligations to our kids started winding down. We had less worries about the future once they entered college and that’s when we finally bought DVC.
 
We purchased in our mid 60’s and the hardest part was deciding if we’d come back enough times to make it worth it. Well, we did and I think we “broke even” 2 years ago. Our next use year might be the first time we bank points instead of borrowing as we don’t have any trips planned for 2027.
 
We’ve been Disney people for 25 years. When RCI ended DVC trading we decided to purchase 500 resale points so we could continue staying where we love and even try resorts RCI never offered. Anyone else make the jump later in life?
Not me, but my sister at 62 years retired from teaching and bought into DVC. Her home resort was BLT. Sad to say but she passed away in 2020 from Covid19 and left our 3 nieces her DVC points. 100 each. Two of them have made good use of their inherited points, the 3rd hasn't had a chance to use yet. We made a lot of great memories as my sister would bank, borrow & use the points to take all the family to WDW every 2-3 years and we would get to stay at the Grand Villa,Bay Lake Towers MK view. It was great. I can say as her younger sister it really spoiled me for staying onsite at Disney World. I sure miss her. 🥰
 


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